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OFG Bancorp OFG Banking — Interest Income

Other segment segments

Treasury
$34.83M-5.8%
Wealth Management
$7K+16.7%

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemBankingWealth ManagementTreasuryTotal Major SegmentsEliminationsConsolidated Total
Interest income$163,741$7$34,827$198,575$(1,425)$197,150
Interest expense(31,815)(9,461)(41,276)1,425(39,851)
Net interest income131,926725,366157,299157,299
(Provision for) recapture of credit losses(13,010)4(13,006)(13,006)
Non-interest income, net23,0169,9545333,02333,023
Non-interest expenses [1]:
Compensation and employee benefits(38,318)(2,554)(304)(41,176)(41,176)
Occupancy, equipment and infrastructure costs(9,261)(135)(20)(9,416)(9,416)

Cover / Front Matter

FAQ

What is OFG Bancorp's banking — interest income?
OFG Bancorp (OFG) reported banking — interest income of $163.74M in Q2 2026.
How has OFG Bancorp's banking — interest income changed year-over-year?
OFG Bancorp's banking — interest income increased by 3.1% year-over-year, from $158.78M to $163.74M.
What is the long-term trend for OFG Bancorp's banking — interest income?
Over 4 years (2021 to 2025), OFG Bancorp's banking — interest income has grown at a 10.2% compound annual growth rate (CAGR), from $432.38M to $636.79M.
What does banking — interest income mean?
The total revenue generated from interest-bearing assets within the banking segment, such as loans, mortgages, and investment securities. This is a primary indicator of the segment's ability to generate top-line growth from its core lending activities.

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