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OFG Bancorp OFG Net margin

Net margin at other companies

Popular logo
PopularBPOP
28.9%+5.3pp
First BanCorp logo
First BanCorpFBP
36.2%+4.6pp
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
35.3%+1.0pp
Customers Bancorp logo
Customers BancorpCUBI
31.6%+10.0pp
Orange County Bancorp logo
Orange County BancorpOBT
33.7%+8.9pp
Capital City Bank Group logo
Capital City Bank GroupCCBG
24%+0.2pp

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Calculated from OFG Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038

FAQ

What is OFG Bancorp's net margin?
OFG Bancorp (OFG) reported net margin of 29.5% in Q2 2026.
How has OFG Bancorp's net margin changed year-over-year?
OFG Bancorp's net margin increased by 8.9% year-over-year, from 27.1% to 29.5%.
What is the long-term trend for OFG Bancorp's net margin?
Over 5 years (2020 to 2025), OFG Bancorp's net margin has grown at a 15.0% compound annual growth rate (CAGR), from 14% to 28%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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