What is OFG Bancorp's net margin?

OFG Bancorp (OFG) reported net margin of 28.9% in Q1 2026.

How has OFG Bancorp's net margin changed year-over-year?

OFG Bancorp's net margin increased by 6.6% year-over-year, from 27.1% to 28.9%.

What is the long-term trend for OFG Bancorp's net margin?

Over 5 years (2020 to 2025), OFG Bancorp's net margin has grown at a 15.0% compound annual growth rate (CAGR), from 14% to 28%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

OFG Bancorp OFG Net margin

Net margin at other companies

PopularBPOP

27.5%+4.4pp

First BanCorpFBP

35.3%+3.6pp

First Busey CorporationBUSE

27.2%+15.2pp

Bank of HawaiiBOH

29.7%+5.5pp

Old National BancorpONB

27.7%-1.5pp

Stock Yards BancorpSYBT

35.3%+1.6pp

Other financials

Income statement

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Revenue$186.0M+4.1%

Net income$53.9M+18.4%

EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%

Total debt$22.1M+6.2%

Total equity$1.4B+5.5%

Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%

CapEx$4.4M+0.1%

Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%

Enterprise value$1.42B-2.2%

P/E9.5×-1.6×

P/S2.8×-0.3×

Profitability

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FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp

Debt / equity0×0.0×

Where this comes from

Calculated from OFG Bancorp’s reported figures.

net income/total revenue=28.9%

Based on trailing twelve months.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's net margin?: OFG Bancorp (OFG) reported net margin of 28.9% in Q1 2026.
How has OFG Bancorp's net margin changed year-over-year?: OFG Bancorp's net margin increased by 6.6% year-over-year, from 27.1% to 28.9%.
What is the long-term trend for OFG Bancorp's net margin?: Over 5 years (2020 to 2025), OFG Bancorp's net margin has grown at a 15.0% compound annual growth rate (CAGR), from 14% to 28%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.