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OFG Bancorp OFG Net Income

Net Income at other companies

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$278.21M+32.2%
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$96.15M+19.9%
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$40.06M+17.7%
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$71.56M+17.4%
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$13.66M+30.6%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$16.28M+8.2%

Segments

By segment

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Banking$29.84M+50.4%
Treasury$24.24M-11.9%
Wealth Management$4.69M+5.5%

Other financials

Income statement

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Revenue$190.3M+4.4%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.14B+13.3%
Enterprise value$1.42B+20.6%
P/E9.7×+0.2×
P/S2.9×+0.3×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Six-Month Period Ended June 30, 2026Six-Month Period Ended June 30, 2025
Total non-interest expense102,83294,802197,535188,254
Income before income taxes74,48465,879143,278125,327
Income tax expense15,70714,07830,56427,954
Net income available to common shareholders$58,777$51,801$112,714$97,373
Earnings per common share:
Basic$1.39$1.15$2.65$2.16
Diluted$1.39$1.15$2.64$2.15
Average common shares outstanding and equivalents42,39745,03342,64545,265

Cover / Front Matter

FAQ

What is OFG Bancorp's net income?
OFG Bancorp (OFG) reported net income of $58.78M in Q2 2026.
How has OFG Bancorp's net income changed year-over-year?
OFG Bancorp's net income increased by 13.5% year-over-year, from $51.8M to $58.78M.
What is the long-term trend for OFG Bancorp's net income?
Over 4 years (2021 to 2025), OFG Bancorp's net income has grown at a 8.8% compound annual growth rate (CAGR), from $146.15M to $205.1M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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