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OFG Bancorp OFG Free cash flow

Free cash flow at other companies

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Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Calculated from OFG Bancorp’s reported figures.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's free cash flow?
OFG Bancorp (OFG) reported free cash flow of $68.77M in Q1 2026.
How has OFG Bancorp's free cash flow changed year-over-year?
OFG Bancorp's free cash flow decreased by 12.6% year-over-year, from $78.72M to $68.77M.
What is the long-term trend for OFG Bancorp's free cash flow?
Over 4 years (2021 to 2025), OFG Bancorp's free cash flow has grown at a 26.4% compound annual growth rate (CAGR), from $77.97M to $199.34M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.