What is Better Home & Finance's home finance — interest income?

Better Home & Finance (BETR) reported home finance — interest income of $7.97M in Q4 2025.

How has Better Home & Finance's home finance — interest income changed year-over-year?

Better Home & Finance's home finance — interest income decreased by 5.0% year-over-year, from $8.38M to $7.97M.

What does home finance — interest income mean?

Measures the gross interest earned on mortgage loans held for sale and other interest-bearing assets within the home finance segment. This reflects the yield generated by the company's loan portfolio before accounting for the costs of funding those assets. It is a key indicator of the segment's asset-based revenue generation.

Better Home & Finance BETR Home Finance — Interest Income

Other segment segments

Banking

$28.41M+421%

Similar metrics at other companies

NRIMHome Mortgage Lending — Interest Income

$4.19M-4.6%

FBKMortgage — Interest Income

$1.93M+144%

FSBWHome Lending — Investment Income Interest And Dividend

$0—

NRIMHome Mortgage Lending — Interest Income (Expense), Operating

$2.8M-8.2%

NRIMHome Mortgage Lending — Noninterest Income

$6.46M+52.0%

CNHFinancial Services — Finance, interest and other income

$646M-0.8%

Other financials

Income statement

See full

Revenue$47.5M+51.6%

Operating income-$56.6M+55.0%

Net income-$70.3M-39.1%

EPS (diluted)-$4.29-28.8%

Balance sheet

See full

Cash & equivalents$73.7M-36.9%

Total debt$4.4M-41.3%

Total equity$8.6M+108%

Total assets$1.6B+56.1%

Cash flow

See full

Operating cash flow-$125.2M-119%

CapEx$378.0K+87.1%

Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%

Enterprise value$413.4M+360%

P/S2.7×+1.0×

Profitability

See full

Operating margin-343.9%—

Net margin-103.2%-30.0pp

FCF margin-133.4%-50.3pp

Returns & leverage

See full

Return on equity-875.5%-1,394pp

Debt / equity0.5×—

Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeOperating.

The official record: Better Home & Finance’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's home finance — interest income?: Better Home & Finance (BETR) reported home finance — interest income of $7.97M in Q4 2025.
How has Better Home & Finance's home finance — interest income changed year-over-year?: Better Home & Finance's home finance — interest income decreased by 5.0% year-over-year, from $8.38M to $7.97M.
What does home finance — interest income mean?: Measures the gross interest earned on mortgage loans held for sale and other interest-bearing assets within the home finance segment. This reflects the yield generated by the company's loan portfolio before accounting for the costs of funding those assets. It is a key indicator of the segment's asset-based revenue generation.