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Northrim BanCorp NRIM Specialty Finance — Interest Income

Other segment segments

Community Banking
$40.04M+9.5%
Home Mortgage Lending
$4.19M-4.6%

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Other financials

Income statement

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Revenue$53.9M+7.2%
Net income$15.3M+30.3%
EPS (diluted)$0.68-67.5%

Balance sheet

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Cash & equivalents$406.9M-17.3%
Total debt$93.0M+1,215%
Total equity$347.6M+19.8%
Total assets$3.4B+5.3%

Cash flow

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Operating cash flow$27.2M+64.6%
CapEx$2.9M+1,290%
Free cash flow$24.3M+48.9%

Valuation

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Market cap$587.71M+25.5%
P/E8.6×-1.9×
P/S2.7×0.0×

Profitability

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Net margin30.9%+5.8pp
FCF margin67.2%

Returns & leverage

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Return on equity21.5%+4.8pp
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Northrim BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: Northrim BanCorp’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 2:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001163370-26-000021
(In Thousands)Community BankingHome Mortgage LendingSpecialty FinanceConsolidated
Interest income$40,037$4,190$669$44,896
Interest expense8,1971,39464410,235
Net interest income31,8402,7962534,661
Provision (benefit) for credit losses153562245960
Net interest income after provision for credit losses31,6872,234(220)33,701
Net realized gains on mortgage loans sold2,9972,997
Change in fair value of mortgage loan commitments, net720720
Total production revenue3,7173,717

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Northrim BanCorp's specialty finance — interest income?
Northrim BanCorp (NRIM) reported specialty finance — interest income of $669K in Q1 2026.
How has Northrim BanCorp's specialty finance — interest income changed year-over-year?
Northrim BanCorp's specialty finance — interest income increased by 12.2% year-over-year, from $596K to $669K.
What is the long-term trend for Northrim BanCorp's specialty finance — interest income?
Over 3 years (2022 to 2025), Northrim BanCorp's specialty finance — interest income has grown at a 16.7% compound annual growth rate (CAGR), from $2.03M to $3.23M.
What does specialty finance — interest income mean?
Represents the total interest revenue generated from lending activities within the specialty finance business segment. This metric reflects the yield earned on specialized loan portfolios and credit products tailored to specific market niches.

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