What is BV Financial, Inc.'s market cap?

BV Financial, Inc. (BVFL) has a market capitalization of $185.0M and trades on NASDAQ.

What is BV Financial, Inc.'s revenue and profitability?

BV Financial, Inc. generated $40.1M in trailing twelve-month revenue with net income of $12.5M, representing a net margin of 31.1%, with free cash flow of $17.9M. These figures are based on the Q1 2026 filing.

Who are BV Financial, Inc.'s competitors?

BV Financial, Inc.'s key competitors include FVCBankcorp, Inc. Common Stock, FB Bancorp, Inc. Common Stock, Parke Bancorp Inc., and others. These companies compete in similar markets and product categories.

Who does BV Financial, Inc. partner with?

BV Financial, Inc.'s notable partners include Federal Home Loan Bank.

What subsidiaries does BV Financial, Inc. have?

BV Financial, Inc.'s subsidiaries include BayVanguard Bank.

Where is BV Financial, Inc. headquartered?

BV Financial, Inc. is headquartered in United States of America and employs approximately 36 people. It has been publicly traded since 2005.

BV Financial, Inc.

BVFL

BV Financial, Inc. is a bank holding company that operates primarily through its subsidiary, BayVanguard Bank, a community-oriented financial institution.

Market cap

$185M+14.3%

Revenue$40.1M+4.6%

Net income$12.5M+11.0%

Free cash flow$17.9M+12.4%

EPS (diluted)$1.38+30.2%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2024 report

July 24, 2026

Revenue$12.7M EPS$0.47

Read the full report

Next report

Oct 16, 2026 (in 3 months)

Financials

Q1 2026

Income statement

See full

Revenue$9.6M+5.1%

Net income$1.1M-48.0%

EPS (diluted)$0.13-38.1%

Balance sheet

See full

Cash & equivalents$6.9M-19.4%

Total debt$693.0K-24.3%

Total equity$183.6M-7.3%

Total assets$910.9M-1.2%

Cash flow

See full

Operating cash flow$3.7M-23.3%

CapEx$7.0K-96.8%

Free cash flow$3.7M-19.8%

Valuation & ratios

Valuation

See full

Market cap$185M+14.3%

Enterprise value$178.78M+11.8%

P/E14.8×-0.5×

P/S4.6×+0.4×

Profitability

See full

Net margin31.1%+1.8pp

FCF margin44.6%+3.1pp

Returns & leverage

See full

Return on equity6.5%+0.9pp

Debt / equity0×0.0×

Segments

By product

See full

Debit Card$164.0K0.0%

Deposit Account$109.0K+5.8%

Competitors

By market cap

OceanFirst Financial$1.7B+77.2%

Business First Bancshares$1.0B+43.4%

NB Bancorp, Inc.$1.0B+34.1%

Parke Bancorp$400.4M+58.6%

FVCBankcorp, Inc.$338.0M+44.3%

FB Bancorp, Inc.$252.6M+7.0%

BV Financial, Inc.$185.0M+12.8%

Lake Shore Bancorp$134.5M+42.9%

By revenue growth

FVCBankcorp, Inc.+1,326%

NB Bancorp, Inc.+37.5%

Business First Bancshares+13.1%

OceanFirst Financial+6.9%

BV Financial, Inc.+4.6%

By net margin

FVCBankcorp, Inc.115.75%-1,188pp

Parke Bancorp44.61%—

BV Financial, Inc.31.15%+1.8pp

Business First Bancshares26.54%+1.3pp

NB Bancorp, Inc.22.83%-4.3pp

OceanFirst Financial17.06%-7.2pp

FB Bancorp, Inc.-3.86%—

Profile

BV Financial, Inc. is a bank holding company that operates primarily through its subsidiary, BayVanguard Bank, a community-oriented financial institution. The company focuses on gathering retail deposits and reinvesting them into a diverse portfolio of real estate and commercial loans. Its core value proposition centers on providing full-service banking to consumers and businesses within the Baltimore metropolitan area and the Eastern Shore of Maryland.

Competitive position

A community-oriented regional bank with a significant concentration in commercial real estate and a strong local presence in the Baltimore metropolitan area.

GeographiesUnited States, Maryland

Customer segmentsRetail, SME, Commercial

Business modelInterest Income, Traditional Banking, Commercial Lending

SuppliersFederal Reserve Board, Federal Home Loan Bank system, Depositors, Credit rating agencies

CustomersSmall business owners, Homebuyers, Real estate developers, Commercial property investors

CountryUnited States of America

Listed2005

Employees36.0

CEOTimothy L. Prindle

SectorFinancial Services

IndustryBanks - Regional

Websitebayvanguard.com

FilingsSEC EDGAR

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Questions, answered.

What is BV Financial, Inc.'s market cap?: BV Financial, Inc. (BVFL) has a market capitalization of $185.0M and trades on NASDAQ.
What is BV Financial, Inc.'s revenue and profitability?: BV Financial, Inc. generated $40.1M in trailing twelve-month revenue with net income of $12.5M, representing a net margin of 31.1%, with free cash flow of $17.9M. These figures are based on the Q1 2026 filing.
Who are BV Financial, Inc.'s competitors?: BV Financial, Inc.'s key competitors include FVCBankcorp, Inc. Common Stock, FB Bancorp, Inc. Common Stock, Parke Bancorp Inc., and others. These companies compete in similar markets and product categories.
Who does BV Financial, Inc. partner with?: BV Financial, Inc.'s notable partners include Federal Home Loan Bank.
What subsidiaries does BV Financial, Inc. have?: BV Financial, Inc.'s subsidiaries include BayVanguard Bank.
Where is BV Financial, Inc. headquartered?: BV Financial, Inc. is headquartered in United States of America and employs approximately 36 people. It has been publicly traded since 2005.