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NB Bancorp, Inc.

NBBK

NB Bancorp, Inc. is the bank holding company for Needham Bank, a Massachusetts-chartered cooperative bank that provides a range of commercial and retail banking services.

Market cap
$1.01B+38.1%
Revenue$259.2M+37.5%
Net income$59.2M+15.5%
EPS (diluted)$1.52+14.3%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$77.3M
EPS estimate$0.59

Financials

Q2 2026

Income statement

See full
Revenue$74.7M+45.9%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

See full
Cash & equivalents$400.2M+54.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Valuation & ratios

Valuation

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Market cap$1.01B+38.1%
P/E17.1×+2.4×
P/S3.9×-0.1×

Profitability

See full
Net margin22.8%-4.3pp

Returns & leverage

See full
Return on equity7.5%+0.5pp

Competitors

Profile

NB Bancorp, Inc. is the bank holding company for Needham Bank, a Massachusetts-chartered cooperative bank that provides a range of commercial and retail banking services. The company focuses on gathering deposits from the general public and reinvesting them into diverse lending portfolios, including commercial real estate, residential mortgages, and specialized structured finance. Its core value proposition centers on personalized customer service and deep industry knowledge in niche sectors like renewable energy and cannabis-related businesses.

Competitive position

A leading community bank in the Greater Boston area with a significant presence in specialized commercial sectors such as cannabis and solar finance.

GeographiesUnited States, Massachusetts, New Hampshire, Connecticut, Rhode Island
Customer segmentsRetail, SME, Enterprise, Specialized Industries
Business modelInterest Income, Fee-based Services, B2B, B2C
SuppliersFederal Reserve Board, Federal Home Loan Bank of Boston, Depositors, Technology and Cybersecurity Providers
CustomersResidential Homeowners, Commercial Property Owners, Small Business Owners, Mortgage Origination Companies, Cannabis and Solar Industry Operators
Listed2023
Employees102.0
CEOJoseph Campanelli
FilingsSEC EDGAR

Questions, answered.

What is NB Bancorp, Inc.'s market cap?
NB Bancorp, Inc. (NBBK) has a market capitalization of $1.0B and trades on NASDAQ.
What is NB Bancorp, Inc.'s revenue and profitability?
NB Bancorp, Inc. generated $259.2M in trailing twelve-month revenue with net income of $59.2M, representing a net margin of 22.8%. These figures are based on the Q2 2026 filing.
Who are NB Bancorp, Inc.'s competitors?
NB Bancorp, Inc.'s key competitors include FB Bancorp, Inc. Common Stock, Catalyst Bancorp, Inc. Common Stock, Bank of America, and others. These companies compete in similar markets and product categories.
Who does NB Bancorp, Inc. partner with?
NB Bancorp, Inc.'s notable partners include Federal Home Loan Bank of Boston, Fannie Mae, MassHousing.
What subsidiaries does NB Bancorp, Inc. have?
NB Bancorp, Inc.'s subsidiaries include Needham Bank, Provident Bancorp, Inc., BankProv, and others.
Where is NB Bancorp, Inc. headquartered?
NB Bancorp, Inc. is headquartered in United States of America and employs approximately 102 people. It has been publicly traded since 2023.