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NB Bancorp, Inc. NBBK Free cash flow margin

Free cash flow margin at other companies

Great Southern Bancorp logo
Great Southern BancorpGSBC
33.6%-2.1pp
Citizens Financial Group logo
Citizens Financial GroupCFG
33.7%+7.3pp
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
25.7%-9.3pp
First Bancorp logo
First BancorpFBNC
50.6%-17.1pp
Origin Bancorp logo
Origin BancorpOBK
41%+13.7pp
Customers Bancorp logo
Customers BancorpCUBI
46.9%+9.0pp

Other financials

Income statement

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Revenue$69.4M+46.3%
Net income$15.0M+18.4%
EPS (diluted)$0.36+9.1%

Balance sheet

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Cash & equivalents$375.4M+19.8%
Total debt$21.7M+64.7%
Total equity$842.8M+13.9%
Total assets$7.2B+37.9%

Cash flow

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Operating cash flow$27.3M+175%
CapEx$2.0M+1,777%
Free cash flow$25.3M+157%

Valuation

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Market cap$921.21M+39.6%
P/E17.5×+3.2×
P/S3.9×+0.2×

Profitability

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Net margin22.3%-3.4pp

Returns & leverage

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Return on equity6.7%+0.4pp
Debt / equity0.0×

Where this comes from

Calculated from NB Bancorp, Inc.’s reported figures.

Based on trailing twelve months.

The official record: NB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NB Bancorp, Inc.'s free cash flow margin?
NB Bancorp, Inc. (NBBK) reported free cash flow margin of 32% in Q1 2026.
How has NB Bancorp, Inc.'s free cash flow margin changed year-over-year?
NB Bancorp, Inc.'s free cash flow margin decreased by 8.8% year-over-year, from 35.1% to 32%.
What is the long-term trend for NB Bancorp, Inc.'s free cash flow margin?
Over 2 years (2023 to 2025), NB Bancorp, Inc.'s free cash flow margin has grown at a -9.2% compound annual growth rate (CAGR), from 34% to 28%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.