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Discontinued — last reported Q4 '25

Total debt at other companies

Great Southern Bancorp logo
Great Southern BancorpGSBC
$3.96M-37.7%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$543.73M+71.8%
First Bancorp logo
First BancorpFBNC
$89.24M-16.1%
Customers Bancorp logo
Customers BancorpCUBI
$1.67B+31.6%
Bank of America logo
Bank of AmericaBAC
Citizens Financial Group logo
Citizens Financial GroupCFG

Other financials

Income statement

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Revenue$69.4M+46.3%
Net income$15.0M+18.4%
EPS (diluted)$0.36+9.1%

Balance sheet

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Cash & equivalents$375.4M+19.8%
Total equity$842.8M+13.9%
Total assets$7.2B+37.9%

Cash flow

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Operating cash flow$27.3M+175%
CapEx$2.0M+1,777%
Free cash flow$25.3M+157%

Valuation

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Market cap$921.21M+39.6%
P/E17.5×+3.2×
P/S3.9×+0.2×

Profitability

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Net margin22.3%-3.4pp
FCF margin32%-3.1pp

Returns & leverage

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Return on equity6.7%+0.4pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $21.74M.

The official record: NB Bancorp, Inc.’s 10-K, filed March 3, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NB Bancorp, Inc.'s total debt?
NB Bancorp, Inc. (NBBK) reported total debt of $21.74M in Q4 2025.
How has NB Bancorp, Inc.'s total debt changed year-over-year?
NB Bancorp, Inc.'s total debt increased by 64.7% year-over-year, from $13.2M to $21.74M.
What is the long-term trend for NB Bancorp, Inc.'s total debt?
Over 3 years (2022 to 2025), NB Bancorp, Inc.'s total debt has grown at a 25.3% compound annual growth rate (CAGR), from $11.05M to $21.74M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.