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NB Bancorp, Inc. NBBK Cash & Equivalents

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Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$996.87M+39.5%
P/E16.9×+2.9×
P/S3.9×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsAndFederalFundsSold.

The source filing: NB Bancorp, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 1:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092573
Item 1. Financial Statements / NB Bancorp, Inc. / Consolidated Balance SheetsNB Bancorp, Inc. / Consolidated Balance Sheets / June 30, 2026NB Bancorp, Inc. / Consolidated Balance Sheets / December 31, 2025
Assets
Cash and due from banks$372,522$325,969
Federal funds sold27,63281,885
Total cash and cash equivalents400,154407,854
Available-for-sale securities, at fair value272,640268,959
Loans held for sale, at fair value59,92766,447
Loans receivable, net of deferred fees6,422,8945,986,140
Allowance for credit losses(82,088)(87,411)

Item 1. Financial Statements

FAQ

What is NB Bancorp, Inc.'s cash & equivalents?
NB Bancorp, Inc. (NBBK) reported cash & equivalents of $400.15M in Q2 2026.
How has NB Bancorp, Inc.'s cash & equivalents changed year-over-year?
NB Bancorp, Inc.'s cash & equivalents increased by 54.7% year-over-year, from $258.7M to $400.15M.
What is the long-term trend for NB Bancorp, Inc.'s cash & equivalents?
Over 3 years (2022 to 2025), NB Bancorp, Inc.'s cash & equivalents has grown at a 37.6% compound annual growth rate (CAGR), from $156.55M to $407.85M.
What does cash & equivalents mean?
Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.

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