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BV Financial, Inc. BVFL Q2 2025 earnings

Reported July 17, 2025 · Before market open

Revenue$13.0M
EPS$0.38

Next report

Oct 16, 2026 (in 3 months)

Financials

Q2 2025

Income statement

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Revenue$9.9M+3.8%
Net income$2.9M-15.8%
EPS (diluted)$0.29-9.4%

Balance sheet

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Cash & equivalents$5.0M-46.6%
Total debt$862.0K-19.3%
Total equity$198.0M-3.6%
Total assets$908.3M+1.2%

Cash flow

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Operating cash flow$2.3M+56.0%
CapEx$139.0K+153%
Free cash flow$2.2M+52.3%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$156.14M+40.9%
Enterprise value$152.02M+48.3%
P/E14.6×+5.8×
P/S+1.1×

Profitability

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Net margin27.7%-6.2pp
FCF margin43.1%

Returns & leverage

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Return on equity5.3%-2.9pp
Debt / equity0.0×

Segments

By product

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Debit Card$177.0K-2.7%
Deposit Account$112.0K+15.5%

Versus estimates

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Questions, answered.

When did BV Financial, Inc. report Q2 2025 earnings?
BV Financial, Inc. (BVFL) reported Q2 2025 earnings on July 17, 2025 before market open.
What were BV Financial, Inc.'s Q2 2025 revenue and EPS?
BV Financial, Inc. reported revenue of $13.0M and eps of $0.38 for Q2 2025.
How did BV Financial, Inc.'s Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.4% from $12.2M a year earlier and eps grew 18.8% from $0.32.
Where can I find BV Financial, Inc.'s Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-107717) directly on SEC EDGAR. The filing index links above go to sec.gov.