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Bridgewater Bancshares, Inc. BWB Data processing and equipment

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Other financials

Income statement

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Revenue$40.9M+13.3%
Net income$14.0M+21.6%
EPS (diluted)$0.45+18.4%

Balance sheet

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Cash & equivalents$169.8M-21.9%
Total debt$1.4M-8.5%
Total equity$547.9M+15.0%
Total assets$5.4B+1.8%

Cash flow

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Operating cash flow$10.0M+149%
CapEx$638.0K-45.3%
Free cash flow$9.3M+229%

Valuation

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Market cap$598.39M+39.1%
P/E10.6×-3.6×
P/S3.7×+0.3×

Profitability

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Net margin34.8%+10.6pp
FCF margin22%

Returns & leverage

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Return on equity11%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bridgewater Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Bridgewater Bancshares, Inc.’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 7:06 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-088454
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Salaries and Employee Benefits13,91611,36327,40822,734
Occupancy and Equipment1,3601,2742,7352,508
FDIC Insurance Assessment5957501,3751,200
Data Processing6926251,3031,244
Professional and Consulting Fees1,2671,1102,4632,104
Derivative Collateral Fees206372374823
Information Technology and Telecommunications1,2589712,3251,942
Marketing and Advertising6044351,380762

Item 1. Consolidated Financial Statements (unaudited)

FAQ

What is Bridgewater Bancshares, Inc.'s data processing and equipment?
Bridgewater Bancshares, Inc. (BWB) reported data processing and equipment of $692K in Q2 2026.
How has Bridgewater Bancshares, Inc.'s data processing and equipment changed year-over-year?
Bridgewater Bancshares, Inc.'s data processing and equipment increased by 10.7% year-over-year, from $625K to $692K.
What is the long-term trend for Bridgewater Bancshares, Inc.'s data processing and equipment?
Over 4 years (2021 to 2025), Bridgewater Bancshares, Inc.'s data processing and equipment has grown at a 19.8% compound annual growth rate (CAGR), from $1.22M to $2.52M.
What does data processing and equipment mean?
This metric encompasses the costs associated with maintaining core banking systems, digital platforms, and data infrastructure. It reflects the bank's ongoing investment in technology to support operational efficiency and customer-facing digital services.

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