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Camden National CAC Q2 2026 earnings

Reported July 28, 2026 · Before market open

Revenue$67.4MBeat by $1.0M
EPS$1.35Beat by $0.06
Revenue estimate$66.4M
EPS estimate$1.29
“Through continued investment in talent and focused efforts to deepen customer relationships, we delivered 3% annualized loan growth during the quarter and strong revenue performance across our complementary business lines. We enter the second half of the year with confidence in our strategy, disciplined execution, and a continued commitment to creating long-term value for our shareholders.”
Simon Griffiths

Next report

Oct 27, 2026 (In 3 weeks)
Revenue estimate$68.3M
EPS estimate$1.32

Financials

Q2 2026

Income statement

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Revenue$67.4M+8.2%
Net income$23.0M+63.5%
EPS (diluted)$1.35+62.7%

Balance sheet

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Cash & equivalents$99.9M-12.2%
Total debt$509.2M-15.0%
Total equity$725.9M+11.3%
Total assets$7.0B+0.4%

Cash flow

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Operating cash flow$31.2M+416%
CapEx$1.3M-15.9%
Free cash flow$29.9M+558%

Valuation & ratios

Valuation

as of 10/02/26
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Market cap$953.33M+48.7%
Enterprise value$1.36B+5.5%
P/E10.8×-0.4×
P/S3.6×+0.9×

Profitability

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Net margin33.4%+10.6pp
FCF margin38.7%—

Returns & leverage

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Return on equity12.9%+4.4pp
Debt / equity0.7×-0.2×

Segments

By product

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Products And Services, Debt Card Income$3.8M+3.8%
Products And Services, Deposit Accounts Service Charges$2.7M+12.3%
Products And Services, Fiduciary Services Income$2.2M+12.1%
Products And Services, Brokerage and Insurance Commissions$2.0M+13.1%
Products And Services, Other Income$474.0K-10.9%

FAQ

When did Camden National report Q2 2026 earnings?
Camden National (CAC) reported Q2 2026 earnings on July 28, 2026 before market open.
What were Camden National's Q2 2026 revenue and EPS?
Camden National reported revenue of $67.4M and eps of $1.35 for Q2 2026.
Did Camden National beat estimates in Q2 2026?
Revenue beat the consensus estimate of $66.4M by $1.0M. EPS beat the consensus estimate of $1.29 by $0.06.
How did Camden National's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 21.8% from $55.4M a year earlier and eps grew 51.7% from $0.89.
Where can I find Camden National's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000750686-26-000058) and the 10-Q periodic report (0000750686-26-000062) directly on SEC EDGAR. The filing index links above go to sec.gov.