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Camden National CAC Servicing Assets, Fair Value Disclosure

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Other financials

Income statement

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Revenue$67.4M+8.2%
Net income$23.0M+63.5%
EPS (diluted)$1.35+62.7%

Balance sheet

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Cash & equivalents$99.9M-12.2%
Total debt$509.2M-15.0%
Total equity$725.9M+11.3%
Total assets$7.0B+0.4%

Cash flow

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Operating cash flow$31.2M+416%
CapEx$1.3M-15.9%
Free cash flow$29.9M+558%

Valuation

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Market cap$991.98M+57.7%
Enterprise value$1.4B+25.7%
P/E11.2×-1.6×
P/S3.7×+0.8×

Profitability

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Net margin33.4%+10.6pp
FCF margin38.7%

Returns & leverage

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Return on equity12.9%+4.4pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept cac:ServicingAssetsFairValueDisclosure.

The source filing: Camden National’s 10-K, filed March 6, 2026.

Filed
Mar 6, 2026, 12:36 PM EST
Fiscal year
FY2025
Accession
0000750686-26-000010
(In thousands) / December 31, 2025Carrying AmountFair ValueReadily Available Market Prices(Level 1)Observable Market Prices(Level 2)Company Determined Market Prices(Level 3)
Home equity loans(2)328,306321,156321,156
Consumer loans(2)17,27215,62215,622
Bank-owned life insurance(3)112,119112,119112,119
Servicing assets2,7964,6654,665
Financial liabilities:
Time deposits$679,087$675,713$675,713
Short-term borrowings581,780581,378581,378
Long-term borrowings1,000841841

Item 8. Financial Statements and Supplementary Data

FAQ

What is Camden National's servicing assets, fair value disclosure?
Camden National (CAC) reported servicing assets, fair value disclosure of $4.67M in Q4 2025.
How has Camden National's servicing assets, fair value disclosure changed year-over-year?
Camden National's servicing assets, fair value disclosure increased by 7.8% year-over-year, from $4.33M to $4.67M.
What is the long-term trend for Camden National's servicing assets, fair value disclosure?
Over 5 years (2020 to 2025), Camden National's servicing assets, fair value disclosure has grown at a 26.6% compound annual growth rate (CAGR), from $1.44M to $4.67M.
What does servicing assets, fair value disclosure mean?
Servicing Assets, Fair Value Disclosure as reported by Camden National Corporation.

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