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Camden National CAC Provision for acquired non-PCD loans

Provision for acquired non-PCD loans at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$34M-69.4%
SB Financial Group logo
SB Financial GroupSBFG
$5K
SB Financial Group logo
SB Financial GroupSBFG
$5K
SB Financial Group logo
SB Financial GroupSBFG
$5K
Trustmark logo
TrustmarkTRMK
-$3.24M-169%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$0

Other financials

Income statement

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Revenue$67.4M+8.2%
Net income$23.0M+63.5%
EPS (diluted)$1.35+62.7%

Balance sheet

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Cash & equivalents$99.9M-12.2%
Total debt$509.2M-15.0%
Total equity$725.9M+11.3%
Total assets$7.0B+0.4%

Cash flow

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Operating cash flow$31.2M+416%
CapEx$1.3M-15.9%
Free cash flow$29.9M+558%

Valuation

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Market cap$1B+59.5%
Enterprise value$1.41B+26.7%
P/E11.3×-1.5×
P/S3.8×+0.9×

Profitability

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Net margin33.4%+10.6pp
FCF margin38.7%

Returns & leverage

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Return on equity12.9%+4.4pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept cac:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalExcludingLoansAcquiredThroughBusinessCombination.

The source filing: Camden National’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 10:24 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000750686-26-000026
(In thousands) / As of or for the Three Months Ended March 31, 2026Commercial Real Estate / Non-Owner-OccupiedCommercial Real Estate / Owner- OccupiedCommercialResidential Real EstateHome EquityConsumerTotal
Recoveries15111063171
Acquired PCD loans1,659340575305165273,071
Provision for loans losses:
Provision for acquired non-PCD loans2,3358408161,979268556,293
General provision (credit) for loan losses60671(326)1,607589(21)2,580
Total provision for loan losses2,3951,5114903,586857348,873
Ending balance, March 31, 2025$18,952$4,192$6,135$13,872$3,416$156$46,723
As of or for the Year Ended December 31, 2025

ITEM 6. EXHIBITS [72](#id131fe07b82949e9a93a1554958c60eb_229)

FAQ

What is Camden National's provision for acquired non-pcd loans?
Camden National (CAC) reported provision for acquired non-pcd loans of $6.29M in Q1 2025.
What does provision for acquired non-pcd loans mean?
Provision for acquired non-PCD loans as reported by Camden National Corporation.

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