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Camden National CAC Non-Accrual Loans With an Allowance

Non-Accrual Loans With an Allowance at other companies

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$997M-13.8%
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OFG BancorpOFG
$112.99M+60.0%
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$332.09M+62.9%
Flagstar Bank
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Flagstar Bank FLG
$1.68B-21.0%
Dime Community Bancshares
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Dime Community Bancshares DCOM
$19.27M+16.0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$4.48M+88.5%

Other financials

Income statement

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Revenue$64.3M+7.1%
Net income$21.9M+199%
EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%
Total debt$514.3M-9.4%
Total equity$710.0M+10.9%
Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%
CapEx$1.8M+0.9%
Free cash flow$18.2M+2,608%

Valuation

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Market cap$899.35M+38.0%
Enterprise value$1.28B+28.0%
P/E11.3×-2.6×
P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp
FCF margin29.7%

Returns & leverage

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Return on equity11.8%+3.6pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept cac:FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance.

The official record: Camden National’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's non-accrual loans with an allowance?
Camden National (CAC) reported non-accrual loans with an allowance of $6.98M in Q4 2025.
What is the long-term trend for Camden National's non-accrual loans with an allowance?
Over 2 years (2023 to 2025), Camden National's non-accrual loans with an allowance has grown at a 13.2% compound annual growth rate (CAGR), from $5.45M to $6.98M.
What does non-accrual loans with an allowance mean?
This represents the total balance of loans that are on non-accrual status but still have an associated allowance for credit losses. It highlights the portion of the loan portfolio where the bank has ceased interest recognition due to credit quality concerns while maintaining a reserve for potential losses. This is a critical metric for assessing the bank's credit risk exposure and the adequacy of its loss reserves.