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Carter Bankshares, Inc. CARE Term loan by year, year 2

Term loan by year, year 2 at other companies

Customers Bancorp logo
Customers BancorpCUBI
$1.61M+48.8%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$8K+167%
Capital Bancorp logo
Capital BancorpCBNK
$0-100%
Huntington Bancshares logo
Huntington BancsharesHBAN

Other financials

Income statement

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Revenue$68.7M+84.3%
Net income$28.9M+240%
EPS (diluted)$1.31+254%

Balance sheet

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Cash & equivalents$276.5M
Total debt$10.9M+5.0%
Total equity$539.1M+32.9%
Total assets$4.8B+0.4%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$2.3M+22.5%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$703.04M+78.1%
P/E5.5×-7.1×
P/S2.8×0.0×

Profitability

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Net margin50.5%+28.6pp
FCF margin147.6%

Returns & leverage

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Return on equity27.2%+19.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Carter Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff.

The source filing: Carter Bankshares, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001829576-26-000077
Line itemRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk RatingRisk Rating
Total Portfolio Loans
Pass$$277,595$$569,891$$458,358$$423,589$$705,226$$1,079,534$$163,264$$3,677,457
Special Mention76616701,338
Substandard297,58817,64214,9911,32478142,355
Doubtful12,94450013,444
Total Portfolio Loans$$277,624$$569,898$$466,607$$454,175$$720,217$$1,081,528$$164,545$$3,734,594
Current YTD Period:
YTD Gross Charge-offs$$64$$67$$53$$12$$77$$26$$$299

Item 1. FINANCIAL STATEMENTS

FAQ

What is Carter Bankshares, Inc.'s term loan by year, year 2?
Carter Bankshares, Inc. (CARE) reported term loan by year, year 2 of $43K in Q2 2026.
What does term loan by year, year 2 mean?
Term loan by year, year 2

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