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Cass Information Systems CASS Banking Services — Total personnel expenses

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Other financials

Income statement

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Revenue$49.9M+12.5%
Net income$10.6M+19.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$228.5M+4.7%
Total debt$84.1M+1,630%
Total equity$244.7M+1.6%
Total assets$2.5B+8.6%

Cash flow

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Operating cash flow$16.9M
CapEx$3.1M+131%
Free cash flow$13.8M

Valuation

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Market cap$733.66M+34.6%
Enterprise value$589.34M+77.7%
P/E20×-1.5×
P/S3.7×+0.7×

Profitability

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Net margin18.5%+4.6pp
FCF margin21.1%+0.6pp

Returns & leverage

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Return on equity15.1%+4.4pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Cass Information Systems’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708781-26-000031
(In thousands) / Three Months Ended June 30, 2026:Information ServicesBanking ServicesCorporate,Eliminationsand OtherTotal
Interest expense2166,598(2,756)4,058
Provision for credit losses531531
Total net revenue40,50010,356(913)49,943
Personnel expenses24,0383,04727,085
Occupancy509194703
Equipment2,4912852,776
Bad debt recovery(1,759)(1,759)
Intersegment expense (income)791(791)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Cass Information Systems's banking services — total personnel expenses?
Cass Information Systems (CASS) reported banking services — total personnel expenses of $3.05M in Q2 2026.
How has Cass Information Systems's banking services — total personnel expenses changed year-over-year?
Cass Information Systems's banking services — total personnel expenses increased by 2.9% year-over-year, from $2.96M to $3.05M.
What is the long-term trend for Cass Information Systems's banking services — total personnel expenses?
Over 3 years (2022 to 2025), Cass Information Systems's banking services — total personnel expenses has grown at a 1.6% compound annual growth rate (CAGR), from $11.94M to $12.51M.
What does banking services — total personnel expenses mean?
The total costs associated with employee compensation, including salaries, benefits, and incentives within the banking segment. This metric is a key driver of operating efficiency and reflects the human capital investment required to support banking operations.

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