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Cass Information Systems CASS Net Interest Income

Discontinued — last reported Q1 '26

Net Interest Income at other companies

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$4.26B+4.2%
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$28.4M+15.4%
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Carter Bankshares, Inc.CARE
$35.93M+19.2%
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$51.99M+10.9%
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$63.69M-3.0%
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Civista BancsharesCIVB
$37.82M+15.4%

Segments

By segment

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Banking Services-$870K+0.3%
Information services payment and processing revenue$870K-0.3%

Other financials

Income statement

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Revenue$49.1M+5.8%
Net income$8.8M-1.5%
EPS (diluted)$0.67+1.5%

Balance sheet

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Cash & equivalents$244.3M+10.7%
Total debt$149.3M+2,866%
Total equity$241.8M+3.2%
Total assets$2.5B+9.3%

Cash flow

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Operating cash flow$14.5M-32.5%
CapEx$1.9M-26.4%
Free cash flow$12.7M-33.4%

Valuation

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Market cap$659.65M+19.4%
Enterprise value$564.63M+67.6%
P/E18.9×-7.5×
P/S3.4×+0.4×

Profitability

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Net margin18.1%+6.6pp
FCF margin14.5%-10.3pp

Returns & leverage

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Return on equity14.7%+5.6pp
Debt / equity0.6×+0.6×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Cass Information Systems’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cass Information Systems's net interest income?
Cass Information Systems (CASS) reported net interest income of $21.22M in Q1 2026.
How has Cass Information Systems's net interest income changed year-over-year?
Cass Information Systems's net interest income increased by 10.1% year-over-year, from $19.27M to $21.22M.
What is the long-term trend for Cass Information Systems's net interest income?
Over 4 years (2021 to 2025), Cass Information Systems's net interest income has grown at a 16.4% compound annual growth rate (CAGR), from $44.33M to $81.24M.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets, such as loans and investments, and the interest paid on liabilities, such as deposits. It represents the core profitability of the banking segment's lending and investment activities. This is a primary indicator of the firm's ability to generate revenue from its balance sheet.