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Financial Institutions FISI Net Interest Income

Net Interest Income at other companies

M&T Bank logo
M&T BankMTB
$1.79B+4.6%
KeyCorp logo
KeyCorpKEY
$1.25B+9.6%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$44.2M+2.3%
SMB
SmartFinancialSMBK
$48.06M+19.1%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$35.52M+6.8%
HBT
HBT Financial, Inc.HBT
$69.06M+39.1%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$826.88M+65.3%
Enterprise value$988.4M+50.8%
P/E10×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Financial Institutions’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:06 PM EDT
Accession
0001193125-26-314084

FAQ

What is Financial Institutions's net interest income?
Financial Institutions (FISI) reported net interest income of $53.36M in Q2 2026.
How has Financial Institutions's net interest income changed year-over-year?
Financial Institutions's net interest income increased by 8.6% year-over-year, from $49.12M to $53.36M.
What is the long-term trend for Financial Institutions's net interest income?
Over 4 years (2021 to 2025), Financial Institutions's net interest income has grown at a 6.6% compound annual growth rate (CAGR), from $154.73M to $199.99M.
What does net interest income mean?
The difference between interest earned on assets and interest paid on liabilities, representing the core spread generated by banking operations. It is the fundamental measure of a bank's ability to manage its net interest margin effectively.

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