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SmartFinancial SMBK Net Interest Income
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Where this comes from
Reported directly by SmartFinancial in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.
- Filed
- Aug 10, 2026, 5:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-093447
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Borrowings | 371 | 70 | 371 | 140 |
| Subordinated debt | 1,884 | 739 | 3,748 | 1,472 |
| Total interest expense | 29,978 | 29,110 | 58,371 | 57,248 |
| Net interest income | 48,064 | 40,343 | 93,941 | 78,582 |
| Provision for credit losses | 1,463 | 2,411 | 5,602 | 3,391 |
| Net interest income after provision for credit losses | 46,601 | 37,932 | 88,339 | 75,191 |
| Noninterest income: | ||||
| Service charges on deposit accounts | 1,881 | 1,766 | 3,734 | 3,502 |
Item 1. Consolidated Financial Statements (Unaudited)
FAQ
- What is SmartFinancial's net interest income?
- SmartFinancial (SMBK) reported net interest income of $48.06M in Q2 2026.
- How has SmartFinancial's net interest income changed year-over-year?
- SmartFinancial's net interest income increased by 19.1% year-over-year, from $40.34M to $48.06M.
- What is the long-term trend for SmartFinancial's net interest income?
- Over 4 years (2021 to 2025), SmartFinancial's net interest income has grown at a 10.0% compound annual growth rate (CAGR), from $113.39M to $166.1M.
- What does net interest income mean?
- The difference between the interest earned on loans and investment assets and the interest paid on deposits and other borrowings. This is the core measure of a bank's profitability from its primary lending and deposit-taking activities. It serves as a key indicator of the bank's ability to manage its interest rate spread and asset-liability mix.
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