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SmartFinancial SMBK Business Segments — Interest Income Expense Net

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Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's business segments — interest income expense net?
SmartFinancial (SMBK) reported business segments — interest income expense net of $45.88M in Q1 2026.
How has SmartFinancial's business segments — interest income expense net changed year-over-year?
SmartFinancial's business segments — interest income expense net increased by 20.0% year-over-year, from $38.24M to $45.88M.
What is the long-term trend for SmartFinancial's business segments — interest income expense net?
Over 3 years (2022 to 2025), SmartFinancial's business segments — interest income expense net has grown at a 6.5% compound annual growth rate (CAGR), from $137.5M to $166.1M.
What does business segments — interest income expense net mean?
The difference between interest income earned on assets and interest expense paid on liabilities, commonly referred to as net interest income. This represents the core profitability of the bank's lending and deposit-taking operations before accounting for credit losses.