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Hilltop Holdings HTH Banking — Interest Income Expense Net

Other segment segments

Broker Dealer
$12.98M-1.3%
Mortgage Origination
-$866K+62.4%

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Other financials

Income statement

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Revenue$315.8M+4.1%
Net income$36.5M+1.2%
EPS (diluted)$0.63+10.5%

Balance sheet

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Total debt$1.4B+60.9%
Total equity$2.1B-3.3%
Total assets$16.0B+4.2%

Cash flow

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Operating cash flow-$157.5M+32.9%
CapEx$5.4M
Free cash flow-$162.8M+30.6%

Valuation

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Market cap$2.25B+17.6%
P/E13.9×+0.6×
P/S1.8×+0.2×

Profitability

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Net margin12.7%+1.0pp
FCF margin-9.6%-42.7pp

Returns & leverage

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Return on equity7.5%+0.9pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Hilltop Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Hilltop Holdings’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 4:32 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086658
Three Months Ended June 30, 2026BankingBroker-DealerMortgage OriginationCorporateAll Other and EliminationsHilltop Consolidated
Interest income$150,931$36,665$13,630$3,813$(15,993)$189,046
Interest expense (1)51,46123,68414,4962,357(18,803)73,195
Net interest income (expense)99,47012,981(866)1,4562,810115,851
Noninterest income12,212110,99378,969894(3,110)199,958
Net revenue$111,682$123,974$78,103$2,350$(300)$315,809
Provision for (reversal of) credit losses(1,027)53(974)
Non-variable compensation and benefits33,52333,85826,2248,774102,379
Variable compensation (2)43,00334,51477,517

Item 1. Financial Statements.

FAQ

What is Hilltop Holdings's banking — interest income expense net?
Hilltop Holdings (HTH) reported banking — interest income expense net of $99.47M in Q2 2026.
How has Hilltop Holdings's banking — interest income expense net changed year-over-year?
Hilltop Holdings's banking — interest income expense net increased by 4.8% year-over-year, from $94.92M to $99.47M.
What is the long-term trend for Hilltop Holdings's banking — interest income expense net?
Over 4 years (2021 to 2025), Hilltop Holdings's banking — interest income expense net has grown at a -1.5% compound annual growth rate (CAGR), from $406.52M to $382.05M.
What does banking — interest income expense net mean?
This metric represents the difference between the interest earned on assets and the interest paid on liabilities within the banking segment. It is the fundamental measure of a bank's core profitability, often referred to as net interest income. A stable or growing net interest income indicates effective asset-liability management and competitive pricing power.

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