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Peapack-Gladstone Financial PGC Banking — Interest Income Expense Net

Other segment segments

Wealth Management Division
$559K-3.1%

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Other financials

Income statement

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Revenue$86.1M+23.4%
Net income$16.0M+101%
EPS (diluted)$0.86+91.1%

Balance sheet

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Cash & equivalents$253.9M-19.6%
Total debt$117.5M+173%
Total equity$715.8M+13.7%
Total assets$8.0B+10.7%

Cash flow

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Operating cash flow$51.2M+221%
CapEx$2.6M-56.2%
Free cash flow$48.6M

Valuation

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Market cap$811.5M+81.7%
Enterprise value$675.06M+288%
P/E15.6×+1.8×
P/S2.6×+0.8×

Profitability

See full
Net margin16.4%+3.5pp
FCF margin14.2%-6.9pp

Returns & leverage

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Return on equity7.7%+2.4pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Peapack-Gladstone Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Peapack-Gladstone Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:46 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339645
(In thousands)BankingWealth / ManagementTotal
Net interest income$63,362$559$63,921
Noninterest income4,85817,27322,131
Total income68,22017,83286,052
Provision for credit losses8,0888,088
Compensation and benefits31,6597,94339,602
Premises and equipment expense5,1037305,833
Depreciation expense1,0651111,176
FDIC expense1,4951,495

Item 1. Financial Statements

FAQ

What is Peapack-Gladstone Financial's banking — interest income expense net?
Peapack-Gladstone Financial (PGC) reported banking — interest income expense net of $63.36M in Q2 2026.
How has Peapack-Gladstone Financial's banking — interest income expense net changed year-over-year?
Peapack-Gladstone Financial's banking — interest income expense net increased by 32.8% year-over-year, from $47.71M to $63.36M.
What is the long-term trend for Peapack-Gladstone Financial's banking — interest income expense net?
Over 4 years (2021 to 2025), Peapack-Gladstone Financial's banking — interest income expense net has grown at a 10.7% compound annual growth rate (CAGR), from $132.2M to $198.61M.
What does banking — interest income expense net mean?
This represents the net interest income generated by the banking segment after accounting for interest expenses paid on deposits and borrowings. It serves as a primary indicator of the segment's core profitability derived from its lending and deposit-taking activities. A higher value indicates effective management of the net interest margin relative to the cost of funds.

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