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NBT Bancorp NBTB Banking — Interest Income Expense Net
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Where this comes from
Reported directly by NBT Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:04 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001140361-26-031820
| (In thousands, except per share data) | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Subordinated debt | 611 | 2,001 | 1,121 | 3,823 |
| Junior subordinated debt | 1,698 | 1,795 | 3,388 | 3,434 |
| Total interest expense | $48,798 | $53,357 | $97,096 | $100,538 |
| Net interest income | $136,963 | $124,220 | $271,311 | $231,443 |
| Provision for loan losses | 6,136 | 17,835 | 11,713 | 25,389 |
| Net interest income after provision for loan losses | $130,827 | $106,385 | $259,598 | $206,054 |
| Noninterest income | ||||
| Service charges on deposit accounts | $5,194 | $4,578 | $10,462 | $8,821 |
Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS
FAQ
- What is NBT Bancorp's banking — interest income expense net?
- NBT Bancorp (NBTB) reported banking — interest income expense net of $136.94M in Q2 2026.
- How has NBT Bancorp's banking — interest income expense net changed year-over-year?
- NBT Bancorp's banking — interest income expense net increased by 10.3% year-over-year, from $124.2M to $136.94M.
- What is the long-term trend for NBT Bancorp's banking — interest income expense net?
- Over 3 years (2022 to 2025), NBT Bancorp's banking — interest income expense net has grown at a 11.5% compound annual growth rate (CAGR), from $362.18M to $501.47M.
- What does banking — interest income expense net mean?
- This represents the net interest income generated by the banking segment after deducting interest expenses paid on deposits and borrowings. It serves as a primary indicator of the core profitability of the bank's lending and deposit-taking activities.
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