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Orange County Bancorp OBT Banking — Interest Income Expense Net

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Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's banking — interest income expense net?
Orange County Bancorp (OBT) reported banking — interest income expense net of $27.9M in Q1 2026.
How has Orange County Bancorp's banking — interest income expense net changed year-over-year?
Orange County Bancorp's banking — interest income expense net increased by 18.1% year-over-year, from $23.63M to $27.9M.
What is the long-term trend for Orange County Bancorp's banking — interest income expense net?
Over 4 years (2021 to 2025), Orange County Bancorp's banking — interest income expense net has grown at a 14.5% compound annual growth rate (CAGR), from $60.46M to $104.06M.
What does banking — interest income expense net mean?
This represents the net interest income generated by the banking segment after deducting interest expenses paid on deposits and borrowings. It serves as the primary measure of core profitability derived from the spread between interest-earning assets and interest-bearing liabilities.