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Orange County Bancorp OBT Banking — Interest Income Expense Net
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Where this comes from
Reported directly by Orange County Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.
- Filed
- Aug 10, 2026, 4:05 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-093345
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| FHLB advances | 134 | 375 | 232 | 1,306 |
| Subordinated notes | 430 | 231 | 860 | 461 |
| TOTAL INTEREST EXPENSE | 6,128 | 8,084 | 12,646 | 16,363 |
| NET INTEREST INCOME | 28,422 | 25,140 | 56,323 | 48,768 |
| Provision (credit) for credit losses - loans | (1,014) | 2,113 | (1,450) | 2,315 |
| NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR CREDIT LOSSES | 29,436 | 23,027 | 57,773 | 46,453 |
| NONINTEREST INCOME (LOSS) | ||||
| Service charges on deposit accounts | 329 | 334 | 684 | 624 |
Item 1. Financial Statements
FAQ
- What is Orange County Bancorp's banking — interest income expense net?
- Orange County Bancorp (OBT) reported banking — interest income expense net of $28.42M in Q2 2026.
- How has Orange County Bancorp's banking — interest income expense net changed year-over-year?
- Orange County Bancorp's banking — interest income expense net increased by 13.1% year-over-year, from $25.14M to $28.42M.
- What is the long-term trend for Orange County Bancorp's banking — interest income expense net?
- Over 4 years (2021 to 2025), Orange County Bancorp's banking — interest income expense net has grown at a 14.5% compound annual growth rate (CAGR), from $60.46M to $104.06M.
- What does banking — interest income expense net mean?
- This represents the net interest income generated by the banking segment after deducting interest expenses paid on deposits and borrowings. It serves as the primary measure of core profitability derived from the spread between interest-earning assets and interest-bearing liabilities.
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