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Great Southern Bancorp GSBC Business Segments — Interest Income Expense Net

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Other financials

Income statement

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Revenue$56.9M-3.9%
Net income$15.8M-20.2%
EPS (diluted)$1.43-16.9%

Balance sheet

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Cash & equivalents$97.2M-11.6%
Total debt$4.9M-19.7%
Total equity$641.6M+3.1%
Total assets$5.5B-5.7%

Cash flow

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Operating cash flow$6.1M-84.4%
CapEx$3.4M-21.9%
Free cash flow$2.7M-92.2%

Valuation

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Market cap$877.83M+35.3%
Enterprise value$785.52M+44.1%
P/E13×+3.5×
P/S3.9×+1.0×

Profitability

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Net margin29.7%-0.5pp
FCF margin19.7%-12.4pp

Returns & leverage

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Return on equity10.6%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Great Southern Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:51 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092625
Line itemTHREE MONTHS ENDED / JUNE 30, 2026THREE MONTHS ENDED / JUNE 30, 2025
Subordinated debentures issued to capital trust354389
Subordinated notes909
TOTAL INTEREST EXPENSE22,96830,012
NET INTEREST INCOME49,49350,963
PROVISION FOR CREDIT LOSSES ON LOANS
PROVISION (CREDIT) FOR LOSSES ON UNFUNDED COMMITMENTS8(110)
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES ON LOANS AND PROVISION (CREDIT) FOR LOSSES ON UNFUNDED COMMITMENTS49,48551,073
NON-INTEREST INCOME

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Great Southern Bancorp's business segments — interest income expense net?
Great Southern Bancorp (GSBC) reported business segments — interest income expense net of $49.49M in Q2 2026.
How has Great Southern Bancorp's business segments — interest income expense net changed year-over-year?
Great Southern Bancorp's business segments — interest income expense net decreased by 2.9% year-over-year, from $50.96M to $49.49M.
What is the long-term trend for Great Southern Bancorp's business segments — interest income expense net?
Over 3 years (2022 to 2025), Great Southern Bancorp's business segments — interest income expense net has grown at a 0.1% compound annual growth rate (CAGR), from $199.61M to $200.23M.
What does business segments — interest income expense net mean?
Calculated as the difference between interest earned on assets and interest paid on liabilities, representing the core net interest income generated by the banking segment. It is a fundamental measure of the bank's profitability and its ability to manage the interest rate spread.

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