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Hilltop Holdings

HTH

Hilltop Holdings Inc. is a Texas-based financial holding company that provides a diversified range of business and consumer banking, mortgage origination, and financial advisory services.

Market cap
$2.26B+17.9%
Revenue$1.3B+3.9%
Net income$161.8M+12.8%
Free cash flow-$122.7M-130%
EPS (diluted)$2.70+21.1%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$321.3M
EPS estimate$0.65

Financials

Q2 2026

Income statement

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Revenue$315.8M+4.1%
Net income$36.5M+1.2%
EPS (diluted)$0.63+10.5%

Balance sheet

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Total debt$1.4B+60.9%
Total equity$2.1B-3.3%
Total assets$16.0B+4.2%

Cash flow

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Operating cash flow-$157.5M+32.9%
CapEx$5.4M
Free cash flow-$162.8M+30.6%

Valuation & ratios

Valuation

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Market cap$2.26B+17.9%
P/E14×+0.6×
P/S1.8×+0.2×

Profitability

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Net margin12.7%+1.0pp
FCF margin-9.6%-42.7pp

Returns & leverage

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Return on equity7.5%+0.9pp
Debt / equity0.6×+0.3×

Segments

By product

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Mortgage Loan Origination Fees$30.3M+5.4%
Investment Advice$25.3M-6.0%
Asset Management1$12.0M+12.4%
Commissions$11.7M+27.3%
Money Market And Bank Insured Fund Fees$10.3M+24.4%

Competitors

Profile

Hilltop Holdings Inc. is a Texas-based financial holding company that provides a diversified range of business and consumer banking, mortgage origination, and financial advisory services. The company operates through a network of subsidiaries to deliver traditional commercial banking, investment banking, and residential mortgage lending across the United States. Its core value proposition centers on a relationship-driven model that combines regional expertise with a broad suite of capital markets and wealth management capabilities.

Competitive position

A leading Texas-based financial institution with a national footprint in mortgage origination and specialized municipal finance.

GeographiesUnited States, Texas
Customer segmentsRetail, Commercial, Governmental, Institutional
Business modelInterest income, Fee-based services, Transaction commissions, Advisory fees
SuppliersFederal Reserve System, Secondary market investors, Technology and core banking providers, Credit rating agencies
CustomersHomebuyers, Corporate borrowers, Municipal governments, Retail brokerage clients, Correspondent broker-dealers
Listed2004
Employees3.8K
CEOJeremy Blue Ford
FilingsSEC EDGAR

FAQ

What is Hilltop Holdings's market cap?
Hilltop Holdings (HTH) has a market capitalization of $2.3B and trades on NYSE.
What is Hilltop Holdings's revenue and profitability?
Hilltop Holdings generated $1.3B in trailing twelve-month revenue with net income of $161.8M, representing a net margin of 12.7%, with free cash flow of -$122.7M. These figures are based on the Q2 2026 filing.
Who are Hilltop Holdings's competitors?
Hilltop Holdings's key competitors include JPMorgan Chase & Co., Bank of America Corp., Charles Schwab Corp., and others. These companies compete in similar markets and product categories.
Who does Hilltop Holdings partner with?
Hilltop Holdings's notable partners include Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Government National Mortgage Association.
What subsidiaries does Hilltop Holdings have?
Hilltop Holdings's subsidiaries include PlainsCapital Bank, PrimeLending, Hilltop Securities Inc., and others.
Where is Hilltop Holdings headquartered?
Hilltop Holdings is headquartered in United States of America and employs approximately 3,820 people. It has been publicly traded since 2004.