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SouthState SSB Business Segments — Interest Income Expense Net

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Other financials

Income statement

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Revenue$672.7M+1.2%
Net income$230.0M+6.9%
EPS (diluted)$2.35+11.4%

Balance sheet

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Cash & equivalents$2.4B-32.2%
Total debt$520.5M+6.6%
Total equity$9.1B+3.8%
Total assets$68.9B+4.6%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$10.59B+12.4%
P/E11.1×-4.8×
P/S3.9×-0.4×

Profitability

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Net margin34.9%+7.7pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: SouthState’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 9:00 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-053548
(Dollars in thousands)Three Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Net Income (GAAP)
Interest income$816,829$808,566
Interest expense255,224264,019
Net interest income (a)561,605544,547
Provision for credit losses10,808100,562
Net interest income after provision for credit losses550,797443,985
Total noninterest income
Securities (losses) gain, net(228,811)

Item 1. Financial Statements (unaudited)

FAQ

What is SouthState's business segments — interest income expense net?
SouthState (SSB) reported business segments — interest income expense net of $561.61M in Q1 2026.
How has SouthState's business segments — interest income expense net changed year-over-year?
SouthState's business segments — interest income expense net increased by 3.1% year-over-year, from $544.55M to $561.61M.
What is the long-term trend for SouthState's business segments — interest income expense net?
Over 3 years (2022 to 2025), SouthState's business segments — interest income expense net has grown at a 19.9% compound annual growth rate (CAGR), from $1.34B to $2.3B.
What does business segments — interest income expense net mean?
Calculated as the difference between interest income earned on assets and interest expense paid on liabilities. This is the primary driver of a bank's profitability and reflects the effectiveness of its asset-liability management.

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