What is Colony Bankcorp's mortgage — gain on sales of SBA loans?

Colony Bankcorp (CBAN) reported mortgage — gain on sales of SBA loans of $0 in Q4 2025.

What does mortgage — gain on sales of SBA loans mean?

This metric captures the realized profit from selling Small Business Administration (SBA) loans originated by the mortgage or commercial banking segment into the secondary market. It highlights the segment's ability to generate non-interest income through loan brokerage and secondary market activities.

Colony Bankcorp (CBAN) Mortgage — Gain on sales of SBA loans

Screener

Other segment segments

Small Business Specialty Lending Division

$506K-67.4%

Similar metrics at other companies

BOTJMortgage — Gain Loss On Sales Of Loans Net

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RKTMortgage — Gain (Loss) on Sales of Loans, Net

$1.18B+48.0%

MRBKMortgage — Net (loss) gain on sale of loans

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CFFIMortgage Banking — Gain Loss On Sales Of Loans Net

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CCBGMortgage Banking — Gain Loss On Sales Of Loans Net

$3.53M-2.1%

LADRLoans — Gain (Loss) on Sales of Loans, Net

$152K-96.9%

Other financials

Income statement

See full

Revenue$42.0M+29.4%

Net income$10.9M+36.1%

EPS (diluted)$0.51+10.9%

Balance sheet

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Cash & equivalents$159.6M+42.3%

Total debt$233.2M-6.0%

Total equity$390.0M+32.7%

Total assets$3.6B+16.4%

Cash flow

See full

Operating cash flow$9.1M-42.5%

CapEx$953.0K+1,021%

Free cash flow$8.2M-48.2%

Valuation

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Market cap$465.16M+67.1%

Enterprise value$538.71M+30.0%

P/E14.2×-2.2×

P/S3.2×-0.1×

Profitability

See full

Net margin22.1%+2.6pp

FCF margin27.7%—

Returns & leverage

See full

Return on equity9.6%+1.1pp

Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The source filing: Colony Bankcorp’s 10-K, filed March 13, 2026.

Filed: Mar 13, 2026, 10:02 AM EDT
Fiscal year: FY2025
Accession: 0000711669-26-000007

(dollars in thousands)	Bank	Mortgage	Small Business Specialty Lending Division	Totals
Provision for Credit Losses	1,296	—	3,204	4,500
Net Interest Income after Provision for Credit Losses	86,422	224	755	87,401
Mortgage Fee Income	109	7,426	—	7,535
Gain on Sale of SBA Loans	—	—	5,372	5,372
Other	24,774	—	2,599	27,373
Total Noninterest Income	24,883	7,426	7,971	40,280
Salaries and Employee Benefits	39,967	6,768	5,682	52,417
Other (3)	38,669	304	1,156	40,129

Item 8. Financial Statements and Supplementary Data

FAQ

What is Colony Bankcorp's mortgage — gain on sales of SBA loans?: Colony Bankcorp (CBAN) reported mortgage — gain on sales of SBA loans of $0 in Q4 2025.
What does mortgage — gain on sales of SBA loans mean?: This metric captures the realized profit from selling Small Business Administration (SBA) loans originated by the mortgage or commercial banking segment into the secondary market. It highlights the segment's ability to generate non-interest income through loan brokerage and secondary market activities.