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Colony Bankcorp CBAN Mortgage — Other Noninterest Expense

Other segment segments

Bank
$8.82M+47.7%
Small Business Specialty Lending Division
$1K-99.8%

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Other financials

Income statement

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Revenue$42.0M+29.4%
Net income$10.9M+36.1%
EPS (diluted)$0.51+10.9%

Balance sheet

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Cash & equivalents$159.6M+42.3%
Total debt$233.2M-6.0%
Total equity$390.0M+32.7%
Total assets$3.6B+16.4%

Cash flow

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Operating cash flow$9.1M-42.5%
CapEx$953.0K+1,021%
Free cash flow$8.2M-48.2%

Valuation

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Market cap$467.07M+67.1%
Enterprise value$540.62M+30.0%
P/E14.2×-2.3×
P/S3.2×-0.1×

Profitability

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Net margin22.1%+2.6pp
FCF margin27.7%

Returns & leverage

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Return on equity9.6%+1.1pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: Colony Bankcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091111
(dollars in thousands) / Three Months Ended June 30, 2026BankMortgage / BankingSmall / Business / Specialty / Lending / DivisionTotals
Other SBA income692692
Other (1)8,81818,819
Total Noninterest Income8,7772,1821,19912,158
Salaries and Employee Benefits12,0612,0921,38615,539
Other (2)11,274(264)(118)10,892
Total Noninterest Expense23,3351,8281,26826,431
Income Taxes2,70395412,839
Net Income$10,373$337$147$10,857

Item 1. Financial Statements

FAQ

What is Colony Bankcorp's mortgage — other noninterest expense?
Colony Bankcorp (CBAN) reported mortgage — other noninterest expense of -$264K in Q2 2026.
How has Colony Bankcorp's mortgage — other noninterest expense changed year-over-year?
Colony Bankcorp's mortgage — other noninterest expense decreased by 388.9% year-over-year, from -$54K to -$264K.
What does mortgage — other noninterest expense mean?
This captures all non-interest operating expenses for the mortgage segment excluding labor, such as technology costs, occupancy, and administrative overhead. It provides insight into the fixed and variable costs required to maintain mortgage operations. Tracking this helps identify trends in operational leverage and cost management.

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