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Colony Bankcorp CBAN Small Business Specialty Lending Division — Other Noninterest Expense

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Other financials

Income statement

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Revenue$42.0M+29.4%
Net income$10.9M+36.1%
EPS (diluted)$0.51+10.9%

Balance sheet

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Cash & equivalents$159.6M+42.3%
Total debt$233.2M-6.0%
Total equity$390.0M+32.7%
Total assets$3.6B+16.4%

Cash flow

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Operating cash flow$9.1M-42.5%
CapEx$953.0K+1,021%
Free cash flow$8.2M-48.2%

Valuation

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Market cap$465.16M+67.1%
Enterprise value$538.71M+30.0%
P/E14.2×-2.2×
P/S3.2×-0.1×

Profitability

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Net margin22.1%+2.6pp
FCF margin27.7%

Returns & leverage

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Return on equity9.6%+1.1pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: Colony Bankcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091111
(dollars in thousands) / Three Months Ended June 30, 2026BankMortgage / BankingSmall / Business / Specialty / Lending / DivisionTotals
Other SBA income692692
Other (1)8,81818,819
Total Noninterest Income8,7772,1821,19912,158
Salaries and Employee Benefits12,0612,0921,38615,539
Other (2)11,274(264)(118)10,892
Total Noninterest Expense23,3351,8281,26826,431
Income Taxes2,70395412,839
Net Income$10,373$337$147$10,857

Item 1. Financial Statements

FAQ

What is Colony Bankcorp's small business specialty lending division — other noninterest expense?
Colony Bankcorp (CBAN) reported small business specialty lending division — other noninterest expense of -$118K in Q2 2026.
How has Colony Bankcorp's small business specialty lending division — other noninterest expense changed year-over-year?
Colony Bankcorp's small business specialty lending division — other noninterest expense decreased by 121.7% year-over-year, from $543K to -$118K.
What is the long-term trend for Colony Bankcorp's small business specialty lending division — other noninterest expense?
Over 2 years (2023 to 2025), Colony Bankcorp's small business specialty lending division — other noninterest expense has grown at a -10.7% compound annual growth rate (CAGR), from $1.45M to $1.16M.
What does small business specialty lending division — other noninterest expense mean?
This includes all operating costs for the segment excluding interest expense, provision for loan losses, and personnel costs. It covers overhead items such as technology, occupancy, and administrative expenses necessary to maintain segment operations.

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