What is Capital Bancorp's commercial bank — cash & equivalents?

Capital Bancorp (CBNK) reported commercial bank — cash & equivalents of $403.46M in Q2 2026.

How has Capital Bancorp's commercial bank — cash & equivalents changed year-over-year?

Capital Bancorp's commercial bank — cash & equivalents increased by 56.1% year-over-year, from $258.51M to $403.46M.

What does commercial bank — cash & equivalents mean?

Represents the highly liquid assets held by the commercial banking segment, including cash on hand and short-term deposits. This metric reflects the segment's immediate liquidity position and its ability to meet short-term obligations or fund new loan originations. It is a critical measure of the segment's financial flexibility.

Capital Bancorp (CBNK) Commercial Bank — Cash & Equivalents

Screener

Other segment segments

OpenSky™

$8.48M+13.6%

Windsor Advantage™

$6.32M-26.8%

CBHL

$0—

Similar metrics at other companies

WSFSWSFS Bank — Cash & Equivalents

$2.14B+139%

RITMCommercial Real Estate — Cash & Equivalents

$164.41M—

STWDCommercial and Residential Lending Segment — Cash & Equivalents

$22.62M+9.3%

WSFSCash Connect — Cash & Equivalents

$387.73M-3.1%

LENHomebuilding — Cash & Equivalents

$2.09B-8.7%

LENMultifamily — Cash & Equivalents

$32.62M+117%

Other financials

Income statement

See full

Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

See full

Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

See full

Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

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Market cap$615.41M+17.7%

Enterprise value$204.98M-19.1%

P/E10.9×-1.2×

P/S2.4×+0.1×

Profitability

See full

Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

See full

Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsAndFederalFundsSold.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

June 30, 2026 / (in thousands)	June 30, 2026 / Commercial Bank	June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Cash and cash equivalents	$403,463	$8,478	$6,318	—	$418,259
Goodwill	22,448	—	3,521	—	25,969
Intangible assets	1,429	—	12,821	—	14,250
Other segment assets	3,261,933	135,238	5,158	29,131	3,431,460
Total assets	$3,689,273	$143,716	$27,818	$29,131	$3,889,938
December 31, 2025
(in thousands)	Commercial Bank	OpenSky™	Windsor Advantage™	CBHL	Consolidated
Cash and cash equivalents	$242,149	$8,039	$5,377	—	$255,565

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's commercial bank — cash & equivalents?: Capital Bancorp (CBNK) reported commercial bank — cash & equivalents of $403.46M in Q2 2026.
How has Capital Bancorp's commercial bank — cash & equivalents changed year-over-year?: Capital Bancorp's commercial bank — cash & equivalents increased by 56.1% year-over-year, from $258.51M to $403.46M.
What does commercial bank — cash & equivalents mean?: Represents the highly liquid assets held by the commercial banking segment, including cash on hand and short-term deposits. This metric reflects the segment's immediate liquidity position and its ability to meet short-term obligations or fund new loan originations. It is a critical measure of the segment's financial flexibility.