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Capital Bancorp CBNK Commercial Bank — Salaries and employee benefits

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Other financials

Income statement

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Revenue$65.3M+7.5%
Operating income-$923.0K+8.4%
Net income$14.3M+8.5%
EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%
Total debt$7.8M+55.6%
Total equity$422.2M+11.1%
Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$552.0K+8.0%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$607.8M+16.3%
Enterprise value$197.37M-22.1%
P/E10.8×-1.3×
P/S2.4×0.0×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+2.6pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001419536-26-000112
For the Three Months Ended June 30, 2026 / (in thousands)For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)For the Three Months Ended June 30, 2026 / Open Sky™Windsor Advantage™CBHLConsolidated
Other (loss) income61830147795
Total noninterest income1,5484,4256,5591,82914,361
Noninterest expenses
Salaries and employee benefits12,0483,7922,6251,60220,067
Occupancy and equipment2,3151,0473911893,942
Professional fees2,2331,2282713934,125
Data processing4526,98367497,551
Advertising7655982971561,816

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's commercial bank — salaries and employee benefits?
Capital Bancorp (CBNK) reported commercial bank — salaries and employee benefits of $12.05M in Q2 2026.
How has Capital Bancorp's commercial bank — salaries and employee benefits changed year-over-year?
Capital Bancorp's commercial bank — salaries and employee benefits increased by 8.6% year-over-year, from $11.09M to $12.05M.
What is the long-term trend for Capital Bancorp's commercial bank — salaries and employee benefits?
Over 2 years (2023 to 2025), Capital Bancorp's commercial bank — salaries and employee benefits has grown at a 4.1% compound annual growth rate (CAGR), from $40M to $43.35M.
What does commercial bank — salaries and employee benefits mean?
The total compensation and benefit-related expenses incurred to support the workforce within the commercial banking segment. This is typically the largest component of non-interest expense and is a key indicator of operational cost structure.

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