What is Capital Bancorp's opensky™ — data processing?

Capital Bancorp (CBNK) reported opensky™ — data processing of $6.98M in Q2 2026.

How has Capital Bancorp's opensky™ — data processing changed year-over-year?

Capital Bancorp's opensky™ — data processing increased by 1.2% year-over-year, from $6.9M to $6.98M.

What does opensky™ — data processing mean?

Includes costs related to the technology infrastructure, software, and systems required to process transactions and manage data within the OpenSky segment. High levels of data processing expense often correlate with the scale and digital intensity of the segment's service model.

Capital Bancorp (CBNK) OpenSky™ — Data processing

Screener

Other segment segments

Commercial Bank

$452K-0.4%

Windsor Advantage™

$67K-49.6%

CBHL

$49K+36.1%

Similar metrics at other companies

CHMGWMG — Data processing

$278K-9.7%

BUSEBanking — Data processing

$7.27M-41.3%

BUSEFirsTech — Data processing

$872K-5.4%

UVSPBanking1 — Data processing

$2.67M+3.1%

UVSPInsurance — Data processing

$150K+4.2%

CHMGCore Banking — Data processing

$2.33M+3.5%

Other financials

Income statement

See full

Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

See full

Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

See full

Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

See full

Market cap$607.8M+16.3%

Enterprise value$197.37M-22.1%

P/E10.8×-1.3×

P/S2.4×0.0×

Profitability

See full

Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

See full

Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

For the Three Months Ended June 30, 2026 / (in thousands)	For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)	For the Three Months Ended June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Salaries and employee benefits	12,048	3,792	2,625	1,602	20,067
Occupancy and equipment	2,315	1,047	391	189	3,942
Professional fees	2,233	1,228	271	393	4,125
Data processing	452	6,983	67	49	7,551
Advertising	765	598	297	156	1,816
Loan processing	927	271	9	268	1,475
Operational and other card fraud related losses	72	618	—	—	690
Regulatory assessment expenses	583	214	64	64	925

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's opensky™ — data processing?: Capital Bancorp (CBNK) reported opensky™ — data processing of $6.98M in Q2 2026.
How has Capital Bancorp's opensky™ — data processing changed year-over-year?: Capital Bancorp's opensky™ — data processing increased by 1.2% year-over-year, from $6.9M to $6.98M.
What does opensky™ — data processing mean?: Includes costs related to the technology infrastructure, software, and systems required to process transactions and manage data within the OpenSky segment. High levels of data processing expense often correlate with the scale and digital intensity of the segment's service model.