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Capital Bancorp CBNK OpenSky™ — Interest Expense

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Other financials

Income statement

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Revenue$65.3M+7.5%
Operating income-$923.0K+8.4%
Net income$14.3M+8.5%
EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%
Total debt$7.8M+55.6%
Total equity$422.2M+11.1%
Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$552.0K+8.0%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$615.41M+17.7%
Enterprise value$204.98M-19.1%
P/E10.9×-1.2×
P/S2.4×+0.1×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+2.6pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001419536-26-000112
For the Three Months Ended June 30, 2026 / (in thousands)For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)For the Three Months Ended June 30, 2026 / Open Sky™Windsor Advantage™CBHLConsolidated
Interest income$53,712$15,995$252$69,959
Interest expense18,89413619,030
Net interest income34,81815,99511650,929
Provision for credit losses(432)4,0173,585
Provision for credit losses on unfunded commitments6565
Net interest income after provision35,18511,97811647,279
Noninterest income
Service charges on deposits409409

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's opensky™ — interest expense?
Capital Bancorp (CBNK) reported opensky™ — interest expense of $0 in Q2 2026.
What does opensky™ — interest expense mean?
This metric measures the total interest costs incurred by the OpenSky segment on its interest-bearing liabilities, such as deposits or borrowed funds. It is a critical indicator of the segment's cost of funding and directly impacts the net interest margin.

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