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Capital Bancorp CBNK OpenSky™ — Noninterest Income

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$1.43M+11.2%

Other financials

Income statement

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Revenue$65.3M+7.5%
Operating income-$923.0K+8.4%
Net income$14.3M+8.5%
EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%
Total debt$7.8M+55.6%
Total equity$422.2M+11.1%
Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$552.0K+8.0%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$615.41M+17.7%
Enterprise value$204.98M-19.1%
P/E10.9×-1.2×
P/S2.4×+0.1×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+2.6pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001419536-26-000112
For the Three Months Ended June 30, 2026 / (in thousands)For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)For the Three Months Ended June 30, 2026 / Open Sky™Windsor Advantage™CBHLConsolidated
Government loan servicing revenue(1)(1,256)6,5595,303
Loan servicing rights (government guaranteed)292292
Other (loss) income61830147795
Total noninterest income1,5484,4256,5591,82914,361
Noninterest expenses
Salaries and employee benefits12,0483,7922,6251,60220,067
Occupancy and equipment2,3151,0473911893,942
Professional fees2,2331,2282713934,125

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's opensky™ — noninterest income?
Capital Bancorp (CBNK) reported opensky™ — noninterest income of $4.43M in Q2 2026.
How has Capital Bancorp's opensky™ — noninterest income changed year-over-year?
Capital Bancorp's opensky™ — noninterest income increased by 2.4% year-over-year, from $4.32M to $4.43M.
What is the long-term trend for Capital Bancorp's opensky™ — noninterest income?
Over 2 years (2023 to 2025), Capital Bancorp's opensky™ — noninterest income has grown at a 0.2% compound annual growth rate (CAGR), from $17.33M to $17.38M.
What does opensky™ — noninterest income mean?
This metric aggregates all revenue generated by the OpenSky segment from sources other than interest, such as service charges, transaction fees, and other ancillary income. It is a key indicator of the segment's ability to generate fee-based revenue and reduce reliance on interest rate spreads.

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