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CNB Financial CCNE FDIC assessments

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Segments

By segment

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Reportable Segment$1.02M+9.0%

Other financials

Income statement

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Revenue$87.6M+43.2%
Net income$28.3M+103%
EPS (diluted)$0.91+49.2%

Balance sheet

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Cash & equivalents$458.4M+7.8%
Total debt$259.7M+82.1%
Total equity$909.4M+42.7%
Total assets$8.4B+33.5%

Cash flow

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Operating cash flow$36.9M+82.4%
CapEx$922.0K-61.0%
Free cash flow$36.0M+101%

Valuation

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Market cap$1.03B+53.9%
Enterprise value$826.43M+115%
P/E10.7×-1.6×
P/S3.1×+0.2×

Profitability

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Net margin28.7%+5.6pp
FCF margin25.6%-3.6pp

Returns & leverage

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Return on equity12.4%+3.5pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by CNB Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: CNB Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000736772-26-000075
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
State and local taxes2,0461,3012,8672,593
Legal, professional, and examination fees1,7189972,4901,846
Advertising7285561,5161,070
FDIC insurance premiums1,0219371,8281,922
Card processing and interchange expenses1,4701,2532,9772,413
Merger and integration costs3571,886
Other non-interest expenses7,7075,35813,58110,070
Total non-interest expenses50,70839,61799,89580,655

Item 1. Financial Statements

FAQ

What is CNB Financial's FDIC assessments?
CNB Financial (CCNE) reported FDIC assessments of $1.02M in Q2 2026.
How has CNB Financial's FDIC assessments changed year-over-year?
CNB Financial's FDIC assessments increased by 9.0% year-over-year, from $937K to $1.02M.
What is the long-term trend for CNB Financial's FDIC assessments?
Over 4 years (2021 to 2025), CNB Financial's FDIC assessments has grown at a 12.8% compound annual growth rate (CAGR), from $2.51M to $4.06M.
What does FDIC assessments mean?
The cost of premiums paid to the FDIC to insure customer deposits against bank failure. This is a mandatory regulatory expense that scales with the size and risk profile of the bank's deposit base.

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