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Other financials

Income statement

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Revenue$2.3B+12.1%
Net income$587.0M+34.6%
EPS (diluted)$1.30+41.3%

Balance sheet

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Cash & equivalents$1.2B-85.7%
Total debt$16.3B+28.0%
Total equity$26.2B+3.8%
Total assets$233.84B+7.1%

Cash flow

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Operating cash flow$237.0M+211%
CapEx--100%
Free cash flow$237.0M+204%

Valuation

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Market cap$31B+53.1%
Enterprise value$46.13B+88.5%
P/E14.6×+1.9×
P/S3.6×+1.0×

Profitability

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Net margin24.4%+4.1pp
FCF margin33.7%+7.3pp

Returns & leverage

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Return on equity8.3%+1.8pp
Debt / equity0.6×+0.1×

Where this comes from

Reported directly by Citizens Financial Group in its filing.

Tagged under the XBRL concept us-gaap:AllocatedShareBasedCompensationExpense.

The source filing: Citizens Financial Group’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 11:21 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000759944-26-000101
(dollars in millions)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Net change in Loans held for sale(285)(332)
Depreciation, amortization, and accretion113123
Deferred income tax expense (benefit)52(16)
Share-based compensation3331
Net gain on sale of assets(7)(9)
Net (increase) decrease in Other assets(256)34
Net increase (decrease) in Other liabilities(70)(570)
Net change due to operating activities237(213)

ITEM 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Citizens Financial Group's stock-based comp?
Citizens Financial Group (CFG) reported stock-based comp of $33M in Q1 2026.
How has Citizens Financial Group's stock-based comp changed year-over-year?
Citizens Financial Group's stock-based comp increased by 6.5% year-over-year, from $31M to $33M.
What is the long-term trend for Citizens Financial Group's stock-based comp?
Over 4 years (2021 to 2025), Citizens Financial Group's stock-based comp has grown at a 19.4% compound annual growth rate (CAGR), from $59M to $120M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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