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Cullen/Frost Bankers CFR Bank — Salaries and wages

Other segment segments

Frost Wealth Advisors
$19.94M+2.9%
Non-Banks
$422K+6.6%

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Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M—
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%—

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×—

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Three months ended: / March 31, 2026BankingFrost Wealth AdvisorsNon-BanksConsolidated
Other13,0121,2734114,326
Total non-interest income81,01055,439(134)136,315
Non-interest expense:
Salaries and wages145,83019,938422166,190
Employee benefits39,6924,9382644,656
Net occupancy30,7823,971—34,753
Technology, furniture and equipment40,0921,5325041,674
Deposit insurance7,19211—7,203

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's bank — salaries and wages?
Cullen/Frost Bankers (CFR) reported bank — salaries and wages of $145.83M in Q1 2026.
How has Cullen/Frost Bankers's bank — salaries and wages changed year-over-year?
Cullen/Frost Bankers's bank — salaries and wages increased by 3.4% year-over-year, from $141.09M to $145.83M.
What is the long-term trend for Cullen/Frost Bankers's bank — salaries and wages?
Over 3 years (2022 to 2025), Cullen/Frost Bankers's bank — salaries and wages has grown at a 11.3% compound annual growth rate (CAGR), from $430.66M to $593.76M.
What does bank — salaries and wages mean?
This represents the total cash compensation paid to employees within the banking segment, excluding benefits. It is a primary driver of operating expenses and reflects the bank's investment in human capital to support its service delivery model.

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