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Cullen/Frost Bankers CFR Occupancy and equipment

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Segments

By segment

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Bank$30.78M+3.5%
Frost Wealth Advisors$3.97M+12.1%
Non-Banks$0

Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Line itemThree Months Ended March 31, 20262025
Non-interest expense:
Salaries and wages166,190160,857
Employee benefits44,65642,157
Net occupancy34,75333,277
Technology, furniture, and equipment41,67440,118
Deposit insurance7,2037,184
Other71,21064,473
Total non-interest expense365,686348,066

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's occupancy and equipment?
Cullen/Frost Bankers (CFR) reported occupancy and equipment of $34.75M in Q1 2026.
How has Cullen/Frost Bankers's occupancy and equipment changed year-over-year?
Cullen/Frost Bankers's occupancy and equipment increased by 4.4% year-over-year, from $33.28M to $34.75M.
What is the long-term trend for Cullen/Frost Bankers's occupancy and equipment?
Over 4 years (2021 to 2025), Cullen/Frost Bankers's occupancy and equipment has grown at a 6.3% compound annual growth rate (CAGR), from $107.34M to $136.94M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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