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Southside Bancshares SBSI Occupancy and equipment

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Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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Net margin30.6%-2.3pp
FCF margin51%

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total noninterest income14,00412,14526,60022,368
Noninterest expense:
Salaries and employee benefits22,97322,27247,30544,654
Net occupancy3,7073,6217,1667,025
Advertising, travel & entertainment8769501,9191,874
ATM expense325405755783
Professional fees1,6621,4013,1472,921
Software and data processing3,1513,0276,2485,866

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Southside Bancshares's occupancy and equipment?
Southside Bancshares (SBSI) reported occupancy and equipment of $3.71M in Q2 2026.
How has Southside Bancshares's occupancy and equipment changed year-over-year?
Southside Bancshares's occupancy and equipment increased by 2.4% year-over-year, from $3.62M to $3.71M.
What is the long-term trend for Southside Bancshares's occupancy and equipment?
Over 4 years (2021 to 2025), Southside Bancshares's occupancy and equipment has grown at a 0.5% compound annual growth rate (CAGR), from $14.24M to $14.5M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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