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City Holding Company CHCO Fees and Commissions, Debit Cards — Revenue

Other product segments

Fees and Commissions, Depositor Accounts
$29.23M+5.3%
Fees and Commissions, Fiduciary and Trust Accounts
$11.26M+17.7%
Other Non-Interest Income
$3.01M-20.6%

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SFNCDebit and credit card fees — Non-interest income
$8.5M+0.7%
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BOKFCheck card revenue — Total fees and commissions revenue
$5.82M+3.6%
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STELDebit card and interchange income
$547K+5.2%
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COLBCard-based fees — Revenue
$15M+15.4%
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FFINDebit Card Fees
$5.25M+5.6%

Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.83B-1.8%
Enterprise value$1.68B+3.6%
P/E13.9×-1.9×
P/S5.7×-0.6×

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: City Holding Company’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's fees and commissions, debit cards — revenue?
City Holding Company (CHCO) reported fees and commissions, debit cards — revenue of $7.16M in Q4 2025.
How has City Holding Company's fees and commissions, debit cards — revenue changed year-over-year?
City Holding Company's fees and commissions, debit cards — revenue increased by 0.5% year-over-year, from $7.13M to $7.16M.
What is the long-term trend for City Holding Company's fees and commissions, debit cards — revenue?
Over 4 years (2021 to 2025), City Holding Company's fees and commissions, debit cards — revenue has grown at a 1.5% compound annual growth rate (CAGR), from $26.99M to $28.66M.
What does fees and commissions, debit cards — revenue mean?
This metric represents the total revenue generated from interchange fees and service charges associated with debit card transactions processed for customers. It serves as a key indicator of consumer spending activity and the bank's ability to monetize its retail payment infrastructure. Growth in this area reflects increased customer adoption and usage of the bank's electronic payment products.