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City Holding Company CHCO Fees and Commissions, Depositor Accounts — Revenue

Other product segments

Fees and Commissions, Debit Cards
$28.5M+1.9%
Fees and Commissions, Fiduciary and Trust Accounts
$11.26M+17.7%
Other Non-Interest Income
$3.01M-20.6%

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TCBIFees And Commissions, Service Charges On Depositor Accounts
$9.22M+17.6%
Citigroup logo
CDeposit-related fees — Commissions and fees revenue
$346M+5.5%
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TFINService charges on deposits — Revenue
$1.21M-24.1%
Atlantic Union Bankshares logo
AUBFees And Commissions Deposit Accounts
$12.12M+25.1%
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CATYFees And Services Charges On Deposit Account — Revenue (Gross)
$2.68M+10.0%

Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.83B-1.8%
Enterprise value$1.68B+3.6%
P/E13.9×-1.9×
P/S5.7×-0.6×

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: City Holding Company’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's fees and commissions, depositor accounts — revenue?
City Holding Company (CHCO) reported fees and commissions, depositor accounts — revenue of $7.5M in Q4 2025.
How has City Holding Company's fees and commissions, depositor accounts — revenue changed year-over-year?
City Holding Company's fees and commissions, depositor accounts — revenue increased by 2.6% year-over-year, from $7.31M to $7.5M.
What is the long-term trend for City Holding Company's fees and commissions, depositor accounts — revenue?
Over 4 years (2021 to 2025), City Holding Company's fees and commissions, depositor accounts — revenue has grown at a 4.1% compound annual growth rate (CAGR), from $25.54M to $29.98M.
What does fees and commissions, depositor accounts — revenue mean?
This metric represents the total revenue generated from service charges, maintenance fees, and transaction-related commissions associated with customer deposit accounts. It serves as a key indicator of the bank's ability to monetize its retail and commercial deposit base through recurring service fees. Growth in this area reflects both the expansion of the customer base and the effectiveness of the bank's fee structure for account management.