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City Holding Company CHCO Fees and Commissions, Depositor Accounts — Revenue

Other product segments

Fees and Commissions, Debit Cards
$28.5M+1.9%
Fees and Commissions, Fiduciary and Trust Accounts
$11.26M+17.7%
Other Non-Interest Income
$3.01M-20.6%

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RJFTotal account and service fees — Revenue
$316M+4.6%

Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: City Holding Company’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 3:24 PM EST
Fiscal year
FY2025
Accession
0000726854-26-000062
Line itemPoint of Revenue / Recognition202520242023
Major revenue streams
Service chargesAt a point in time and over time$29,980$29,225$27,751
Bankcard revenueAt a point in time28,65528,50027,960
Wealth and investment management fee incomeOver time12,34511,2559,563
Other incomeAt a point in time and over time3,3083,0123,794
Net revenue from contracts with customers74,28871,99269,068
Non-interest income within the scope of other GAAP topics3,4771,3421,561
Total non-interest income$77,765$73,334$70,629

Item 8.Financial Statements and Supplementary Data

FAQ

What is City Holding Company's fees and commissions, depositor accounts — revenue?
City Holding Company (CHCO) reported fees and commissions, depositor accounts — revenue of $7.5M in Q4 2025.
How has City Holding Company's fees and commissions, depositor accounts — revenue changed year-over-year?
City Holding Company's fees and commissions, depositor accounts — revenue increased by 2.6% year-over-year, from $7.31M to $7.5M.
What is the long-term trend for City Holding Company's fees and commissions, depositor accounts — revenue?
Over 4 years (2021 to 2025), City Holding Company's fees and commissions, depositor accounts — revenue has grown at a 4.1% compound annual growth rate (CAGR), from $25.54M to $29.98M.
What does fees and commissions, depositor accounts — revenue mean?
This metric represents the total revenue generated from service charges, maintenance fees, and transaction-related commissions associated with customer deposit accounts. It serves as a key indicator of the bank's ability to monetize its retail and commercial deposit base through recurring service fees. Growth in this area reflects both the expansion of the customer base and the effectiveness of the bank's fee structure for account management.

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