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City Holding Company CHCO Total Interest Expense

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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+16.7%
Enterprise value$1.92B+11.4%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseLongTermDebt.

The source filing: City Holding Company’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 11:43 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726854-26-000164
Interest IncomeThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Interest Expense
Interest on deposits14,92416,49229,68033,345
Interest on customer repurchase agreements2,9593,3075,8036,476
Interest on FHLB advances1,5691,5683,1203,120
Total Interest Expense19,45221,36738,60342,941
Net Interest Income60,75958,924120,376114,738
Provision for (Recovery of) credit losses436(1,909)1,049(1,787)
Net Interest Income After Provision for (Recovery of) Credit Losses60,32360,833119,327116,525

Item 1. Financial Statements (Unaudited)

FAQ

What is City Holding Company's total interest expense?
City Holding Company (CHCO) reported total interest expense of $1.57M in Q2 2026.
How has City Holding Company's total interest expense changed year-over-year?
City Holding Company's total interest expense increased by 0.1% year-over-year, from $1.57M to $1.57M.
What does total interest expense mean?
This metric represents the total cost incurred by a financial institution on its interest-bearing liabilities, including customer deposits, short-term borrowings, and long-term debt. It serves as a primary indicator of the bank's cost of funds and its sensitivity to interest rate fluctuations in the broader market.

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