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Cigna CI Long Duration Contracts — Premiums

Other product segments

Short Duration Contracts
$43.9B+3.8%

Similar metrics at other companies

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AIZLong Duration — Direct earned premiums
$3.1M-7.5%
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AMPTraditional long-duration contracts — Direct premiums
$154M-11.5%
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UNMGroup Long-term Disability — Premium Income
$603.6M-0.2%
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UNMLong-term Care — Premium Income
$159.4M-9.5%
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PRULong- Term Care — Revenue
$118M+3.5%
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CRBGLong-Duration Insurance — Premiums

Other financials

Income statement

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Revenue$68.5B+4.6%
Gross profit$14.4B-15.8%
Operating income$2.4B+19.6%
Net income$1.7B+25.0%
EPS (diluted)$6.26+29.1%

Balance sheet

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Cash & equivalents$7.0B-15.5%
Total debt$111.0M+32.1%
Total equity$42.2B+4.9%
Total assets$153.27B+1.7%

Cash flow

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Operating cash flow$1.1B-41.1%

Valuation

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Market cap$73.88B-21.1%
P/E11.9×-6.9×
P/S0.3×-0.1×

Profitability

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Gross margin20.6%-5.2pp
Operating margin3.4%-0.1pp
Net margin2.2%+0.3pp
FCF margin5.5%

Returns & leverage

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Return on equity15%+2.8pp
Debt / equity0.0×
Current ratio0.8×0.0×

Where this comes from

Reported directly by Cigna in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Cigna’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cigna's long duration contracts — premiums?
Cigna (CI) reported long duration contracts — premiums of $250M in Q4 2025.
How has Cigna's long duration contracts — premiums changed year-over-year?
Cigna's long duration contracts — premiums decreased by 50.0% year-over-year, from $500M to $250M.
What is the long-term trend for Cigna's long duration contracts — premiums?
Over 4 years (2021 to 2025), Cigna's long duration contracts — premiums has grown at a -31.2% compound annual growth rate (CAGR), from $4.45B to $1B.
What does long duration contracts — premiums mean?
The total revenue earned from long-term insurance policies like life and disability coverage.
How do you interpret long duration contracts — premiums?
An increase suggests growth in the long-term insurance policy base and successful retention of policyholders, while a decrease may indicate contract terminations or a strategic shift away from long-duration products.
How does long duration contracts — premiums compare across companies?
Peers in the diversified health and life insurance sector report similar figures under 'long-duration' or 'life and disability' premium revenue, which is typically compared against industry-wide persistency rates.