Cigna Long Duration Contracts — Premiums remained flat by 0.0% to $250.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 50.0%, from $500.00M to $250.00M. Over 4 years (FY 2021 to FY 2025), Long Duration Contracts — Premiums shows a downward trend with a -31.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase suggests growth in the long-term insurance policy base and successful retention of policyholders, while a decrease may indicate contract terminations or a strategic shift away from long-duration products.
This metric represents the total revenue generated from insurance contracts, such as life and disability coverage, that...
Peers in the diversified health and life insurance sector report similar figures under 'long-duration' or 'life and disability' premium revenue, which is typically compared against industry-wide persistency rates.
ci_segment_long_duration_premiums| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $4.45B | $3.02B | $1.95B | $2.00B | $1.00B |
| YoY Change | — | -32.2% | -35.6% | +2.8% | -50.0% |