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American International Group AIG Short-Duration Insurance — Premiums

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$39.52B-14.0%
P/E12.5×-1.9×
P/S1.5×-0.2×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's short-duration insurance — premiums?
American International Group (AIG) reported short-duration insurance — premiums of $5.94B in Q4 2025.
How has American International Group's short-duration insurance — premiums changed year-over-year?
American International Group's short-duration insurance — premiums increased by 0.9% year-over-year, from $5.88B to $5.94B.
What is the long-term trend for American International Group's short-duration insurance — premiums?
Over 4 years (2021 to 2025), American International Group's short-duration insurance — premiums has grown at a -1.9% compound annual growth rate (CAGR), from $25.62B to $23.75B.
What does short-duration insurance — premiums mean?
Represents the total net premiums earned by the company during the reporting period, reflecting the revenue recognized from insurance policies. This is the primary revenue line item for the insurance segment and is used to calculate key profitability ratios like the loss ratio. It excludes premiums that have not yet been earned.