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Assurant AIZ Short Duration — Premiums Earned, Net
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Where this comes from
Reported directly by Assurant in its filing.
Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.
The source filing: Assurant’s 10-K, filed February 19, 2026.
- Filed
- Feb 19, 2026, 4:19 PM EST
- Fiscal year
- FY2025
- Accession
- 0001267238-26-000010
| Line item | Years Ended December 31, 2025 / Long Duration | Years Ended December 31, 2025 / Short Duration | Years Ended December 31, 2025 / Total | Years Ended December 31, 2024 / Long Duration | Years Ended December 31, 2024 / Short Duration | Years Ended December 31, 2024 / Total | Years Ended December 31, 2023 / Long Duration | Years Ended December 31, 2023 / Short Duration | Years Ended December 31, 2023 / Total |
|---|---|---|---|---|---|---|---|---|---|
| Direct earned premiums | $12.4 | $19,379.7 | $19,392.1 | $13.4 | $18,820.1 | $18,833.5 | $14.4 | $18,308.4 | $18,322.8 |
| Premiums assumed | — | 408.2 | 408.2 | — | 178.6 | 178.6 | — | 186.4 | 186.4 |
| Premiums ceded | (7.6) | (9,309.8) | (9,317.4) | (8.0) | (9,208.3) | (9,216.3) | (7.9) | (9,113.3) | (9,121.2) |
| Net earned premiums | $4.8 | $10,478.1 | $10,482.9 | $5.4 | $9,790.4 | $9,795.8 | $6.5 | $9,381.5 | $9,388.0 |
| Direct policyholder benefits | $37.2 | $7,975.4 | $8,012.6 | $33.7 | $8,777.1 | $8,810.8 | $36.5 | $7,568.2 | $7,604.7 |
| Policyholder benefits assumed | — | 242.8 | 242.8 | 0.1 | 276.9 | 277.0 | — | 241.9 | 241.9 |
| Policyholder benefits ceded | (33.7) | (5,293.9) | (5,327.6) | (30.3) | (6,291.0) | (6,321.3) | (31.8) | (5,293.0) | (5,324.8) |
| Net policyholder benefits | $3.5 | $2,924.3 | $2,927.8 | $3.5 | $2,763.0 | $2,766.5 | $4.7 | $2,517.1 | $2,521.8 |
Item 16. Form 10-K Summary
FAQ
- What is Assurant's short duration — premiums earned, net?
- Assurant (AIZ) reported short duration — premiums earned, net of $2.62B in Q4 2025.
- How has Assurant's short duration — premiums earned, net changed year-over-year?
- Assurant's short duration — premiums earned, net increased by 7.0% year-over-year, from $2.45B to $2.62B.
- What is the long-term trend for Assurant's short duration — premiums earned, net?
- Over 4 years (2021 to 2025), Assurant's short duration — premiums earned, net has grown at a 5.2% compound annual growth rate (CAGR), from $8.56B to $10.48B.
- What does short duration — premiums earned, net mean?
- Net earned premiums represent the total premiums earned by the company after accounting for both premiums ceded to reinsurers and premiums assumed from other insurers. It is the core revenue metric used to evaluate the profitability of the company's underwriting operations. This figure provides a clearer picture of the company's actual retained insurance business.
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