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Mercury General MCY Commercial automobile — Premiums Earned, Net

Other product segments

Private passenger automobile
$898.6M+4.7%
Homeowners
$364.5M+42.4%
Other
$91.7M+25.3%

Similar metrics at other companies

Selective Insurance Group logo
SIGICommercial automobile — Net premiums earned
$296.38M+4.5%
Arch Capital Group logo
ACGLCommercial automobile — Net premiums earned
$145.25M+26.6%
RLI logo
RLICommercial — Premiums Earned Net
$72.96M-11.9%
W.R. Berkley logo
WRBCommercial automobile — Earned Premiums
$404.48M+9.2%
RLI logo
RLICommercial Transportation — Premiums Earned Net
$30.69M+1.4%
Selective Insurance Group logo
SIGICommercial property — Net premiums earned
$201.63M+8.1%

Other financials

Income statement

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Revenue$1.5B+10.5%
Net income$190.4M+276%
EPS (diluted)$3.44+276%

Balance sheet

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Cash & equivalents$1.4B+5.1%
Total debt$12.7M-29.2%
Total assets$9.9B+9.4%

Cash flow

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Operating cash flow$325.6M+574%
CapEx$16.8M+27.8%
Free cash flow$308.8M+477%

Valuation

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Market cap$5.69B+57.7%
Enterprise value$4.35B+93.8%
P/E6.8×-5.8×
P/S0.9×+0.3×

Profitability

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Net margin13.7%+8.6pp
FCF margin23.1%+10.1pp

Where this comes from

Reported directly by Mercury General in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Mercury General’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Mercury General's commercial automobile — premiums earned, net?
Mercury General (MCY) reported commercial automobile — premiums earned, net of $97.6M in Q1 2026.
How has Mercury General's commercial automobile — premiums earned, net changed year-over-year?
Mercury General's commercial automobile — premiums earned, net increased by 2.4% year-over-year, from $95.3M to $97.6M.
What is the long-term trend for Mercury General's commercial automobile — premiums earned, net?
Over 4 years (2021 to 2025), Mercury General's commercial automobile — premiums earned, net has grown at a 10.4% compound annual growth rate (CAGR), from $258.6M to $384.4M.
What does commercial automobile — premiums earned, net mean?
This metric represents the portion of premiums written for commercial automobile insurance policies that has been recognized as revenue during the reporting period after accounting for reinsurance cessions. It reflects the actual earned income generated from the commercial auto segment as the policy coverage period elapses. Investors use this to assess the realized top-line growth and revenue stability of the company's commercial vehicle insurance business.